South Carolina S 141: Firearm Liability Insurance

Bill Text

2025-2026 Bill 141 Text of Previous Version (Dec. 11, 2024) - South Carolina Legislature Online 

South Carolina General Assembly
126th Session, 2025-2026

Bill 141

Indicates Matter Stricken
Indicates New Matter

(Text matches printed bills. Document has been reformatted to meet World Wide Web specifications.)

A bill

TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION 
23-31-9010 SO AS TO PROVIDE THAT RESIDENTS OF THIS STATE WHO OWN OR POSSESS 
FIREARMS SHALL OBTAIN AND CARRY LIABILITY INSURANCE THAT COVERS LOSSES OR 
DAMAGES RESULTING FROM ANY NEGLIGENT OR ACCIDENTAL USE OF THE FIREARM, TO 
PROVIDE THAT PROOF INSURANCE MUST BE DISPLAYED UPON DEMAND BY LAW ENFORCEMENT 
OFFICERS, AND TO PROVIDE PENALTIE FOR VIOLATIONS.

Be it enacted by the 
General Assembly of the State of South Carolina:

SECTION 1. Chapter 31, Title 23 of the S.C. Code is amended by 
adding:

Article 9

Firearm Liability Insurance

 Section 
23-31-9010. (A) A resident of 
this State who owns or possesses a firearm shall obtain and continuously 
maintain in full force and effect a homeowner's, renter's, or gun liability 
insurance policy that covers losses or damages resulting from any negligent or 
accidental use of the firearm including, but not limited to, death, injury, and 
property damage. Proof of insurance must be displayed upon demand by a law 
enforcement officer.

 (B) 
A person who violates this section is guilty of a misdemeanor and, upon 
conviction, must be sentenced to not more than 
thirty days, fined one thousand dollars, or both.

SECTION 2. This act takes effect upon approval 
by the Governor.

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This web page was last updated on December 11, 2024 at 04:37 PM