South Carolina S 727: Uninsured Motorist Coverage Premiums

Status: Referred to Committee on Banking and Insurance (as of 2026-01-13)

State: South Carolina · Session: 2025-2026 · Bill: S 727

Sponsors: Chaplin

Bill Text

2025-2026 Bill 727 Text of Previous Version (Dec. 10, 2025) - South Carolina Legislature Online 

South Carolina General Assembly
126th Session, 2025-2026

Bill 727

Indicates Matter Stricken
Indicates New Matter

(Text matches printed bills. Document has been reformatted to meet World Wide Web specifications.)

A bill

TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY AMENDING 
SECTION 38-77-150, RELATING TO UNINSURED MOTORIST PROVISIONS SO AS TO PROVIDE 
THAT AN INSURER MAY NOT INCREASE AN INSURED'S PREMIUM SOLELY BECAUSE THE 
INSURED MADE A CLAIM UNDER HIS UNINSURED OR UNDERINSURED MOTORIST COVERAGE AS 
LONG AS THE INSURED WAS NOT AT FAULT IN THE ACCIDENT LEADING TO THE CLAIM.

Be it enacted by the 
General Assembly of the State of South Carolina:

SECTION 1. Section 38-77-150 of the S.C. Code is amended by 
adding:

 (D) An insurer may not increase an 
insured's premium solely because the insured made a claim under his uninsured 
or underinsured motorist coverage as long as the insured was not at fault in 
the accident leading to the claim.

SECTION 2. This act takes effect upon approval 
by the Governor.

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This web page was last updated on December 10, 2025 at 02:27 PM

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