New York S 6895: Relates to high deductible health plans and health savings accounts

Bill Text

Bill Search and Legislative Information | New York State Assembly 

• 

• 

• 

• 

• 

• 

• 

• 

 Skip to main content 

 New York State Assembly

 Speaker Carl E. Heastie

 --> 
 --> 

 --> 

• 
 Assembly Members 

• 
 Legislative Info 

• 
 Public Hearings 

• 
 Speaker's Press 

• 
 Assembly Reports 

• 
 Committees & More 

• Bill Search Home
• Laws
• Legislative Calendar
• Public Hearing Schedule
• Assembly Calendars
• Assembly Committee Agenda 

 Javascript must be enabled to properly view this page. 

 - This bill is not active in this session.

 Bill No.: 

• Summary 
• Actions 
• Committee&nbspVotes 
• Floor&nbspVotes 
• Memo 
• Text 
• LFIN 
• Chamber&nbspVideo/Transcript 
S06895 Summary:

BILL NOS06895A

&nbsp

SAME ASSAME AS A05367-A

&nbsp

SPONSORBAILEY

&nbsp

COSPNSRJACKSON

&nbsp

MLTSPNSR

&nbsp

Amd §§3216, 3221 & 4303, Ins L

&nbsp

Relates to cost sharing requirements for high deductible health plans and health savings accounts.

Go to top S06895 Actions:

BILL NOS06895A

&nbsp

03/26/2025REFERRED TO INSURANCE

05/05/20251ST REPORT CAL.925

05/06/20252ND REPORT CAL.

05/07/2025ADVANCED TO THIRD READING 

05/19/2025AMENDED ON THIRD READING 6895A

06/12/2025SUBSTITUTED BY A5367A

&nbspA05367 AMEND=A Weprin

&nbsp02/13/2025referred to insurance

&nbsp05/16/2025amend and recommit to insurance

&nbsp05/16/2025print number 5367a

&nbsp05/20/2025reported referred to rules

&nbsp05/27/2025reported 

&nbsp05/27/2025rules report cal.266

&nbsp05/27/2025ordered to third reading rules cal.266

&nbsp05/27/2025passed assembly

&nbsp05/27/2025delivered to senate

&nbsp05/27/2025REFERRED TO INSURANCE

&nbsp06/12/2025SUBSTITUTED FOR S6895A

&nbsp06/12/20253RD READING CAL.925

&nbsp06/12/2025PASSED SENATE

&nbsp06/12/2025RETURNED TO ASSEMBLY

&nbsp12/08/2025delivered to governor

&nbsp12/12/2025signed chap.625

&nbsp12/12/2025approval memo.19

Go to topS06895 Committee&nbspVotes:

Go to topS06895 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topS06895 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 6895--A
 Cal. No. 925

 2025-2026 Regular Sessions

 IN SENATE

 March 26, 2025
 ___________

 Introduced by Sen. BAILEY -- read twice and ordered printed, and when
 printed to be committed to the Committee on Insurance -- reported
 favorably from said committee, ordered to first and second report,
 ordered to a third reading, amended and ordered reprinted, retaining
 its place in the order of third reading

 AN ACT to amend the insurance law, in relation to high deductible health
 plans and health savings accounts

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Section 3216 of the insurance law is amended by adding a
 2 new subsection (n) to read as follows:
 3 (n) With respect to high deductible health plans offered in conjunc-
 4 tion with a health reimbursement account or a health savings account, if
 5 application of any cost sharing requirements would result in health
 6 savings account ineligibility under section two hundred twenty-three of
 7 the internal revenue code, such cost sharing requirement shall apply for
 8 health savings account-qualified high deductible health plans with
 9 respect to the deductible of such a plan, only after the enrollee has
 10 satisfied the minimum deductible under section two hundred twenty-three
 11 of the internal revenue code, except with respect to items or services
 12 that are considered preventive care pursuant to subparagraph (C) of
 13 paragraph two of subsection c of section two hundred twenty-three of the
 14 internal revenue code, in which case the cost-sharing requirements of
 15 this section shall apply regardless of whether the minimum deductible
 16 required under section two hundred twenty-three of the internal revenue
 17 code has been satisfied.
 18 § 2. Section 3221 of the insurance law is amended by adding a new
 19 subsection (v) to read as follows:
 20 (v) With respect to high deductible health plans offered in conjunc-
 21 tion with a health reimbursement account or a health savings account, if
 22 application of any cost sharing requirements would result in health

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD07833-05-5

 S. 6895--A 2

 1 savings account ineligibility under section two hundred twenty-three of
 2 the internal revenue code, such cost sharing requirement shall apply for
 3 health savings account-qualified high deductible health plans with
 4 respect to the deductible of such a plan, only after the enrollee has
 5 satisfied the minimum deductible under section two hundred twenty-three
 6 of the internal revenue code, except with respect to items or services
 7 that are considered preventive care pursuant to subparagraph (C) of
 8 paragraph two of subsection c of section two hundred twenty-th