New York S 9659: Requires insurance coverage for home test kits for sexually transmitted diseases

Status: REFERRED TO INSURANCE (as of 2026-03-31)

State: New York · Session: 2025-2026 · Bill: S 9659

Sponsors: Patricia Fahy

Bill Text

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S09659 Summary:

BILL NOS09659 

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SAME ASNo Same As

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SPONSORFAHY

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COSPNSR

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MLTSPNSR

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Amd §§3216, 3221 & 4303, Ins L

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Requires health insurance coverage for home test kits for sexually transmitted diseases.

Go to top S09659 Actions:

BILL NOS09659 

&nbsp

03/31/2026REFERRED TO INSURANCE

Go to topS09659 Committee&nbspVotes:

Go to topS09659 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topS09659 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 9659

 IN SENATE

 March 31, 2026
 ___________

 Introduced by Sen. FAHY -- read twice and ordered printed, and when
 printed to be committed to the Committee on Insurance

 AN ACT to amend the insurance law, in relation to requiring health
 insurance coverage for home test kits for sexually transmitted
 diseases

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Subsection (i) of section 3216 of the insurance law is
 2 amended by adding a new paragraph 42 to read as follows:
 3 (42) Every policy which provides hospital, surgical or medical cover-
 4 age or provides reimbursement for laboratory tests or reimbursement for
 5 diagnostic X-ray services shall provide coverage for home test kits for
 6 sexually transmitted diseases. For purposes of this paragraph, "home
 7 test kit" means a product used for a test recommended by the federal
 8 Centers for Disease Control and Prevention guidelines or the United
 9 States Preventive Services Task Force, that has been Clinical Laboratory
 10 Improvement Amendments of 1988-waived, cleared or approved by the United
 11 States Food and Drug Administration, or developed by a laboratory in
 12 accordance with established regulations and quality standards, to allow
 13 individuals to self-collect specimens for sexually transmitted diseases,
 14 including HIV, remotely at a location outside of a clinical setting.
 15 § 2. Subsection (k) of section 3221 of the insurance law is amended by
 16 adding a new paragraph 24 to read as follows:
 17 (24) Every policy which provides hospital, surgical or medical cover-
 18 age or provides reimbursement for laboratory tests or reimbursement for
 19 diagnostic X-ray services shall provide coverage for home test kits for
 20 sexually transmitted diseases. For purposes of this paragraph, "home
 21 test kit" means a product used for a test recommended by the federal
 22 Centers for Disease Control and Prevention guidelines or the United
 23 States Preventive Services Task Force, that has been Clinical Laboratory
 24 Improvement Amendments of 1988-waived, cleared or approved by the United
 25 States Food and Drug Administration, or developed by a laboratory in
 26 accordance with established regulations and quality standards, to allow

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD06143-02-6

 S. 9659 2

 1 individuals to self-collect specimens for sexually transmitted diseases,
 2 including HIV, remotely at a location outside of a clinical setting.
 3 § 3. Section 4303 of the insurance law is amended by adding a new
 4 subsection (yy) to read as follows:
 5 (yy) Every policy which provides hospital, surgical or medical cover-
 6 age or provides reimbursement for laboratory tests or reimbursement for
 7 diagnostic X-ray services shall provide coverage for home test kits for
 8 sexually transmitted diseases. For purposes of this subsection, "home
 9 test kit" means a product used for a test recommended by the federal
 10 Centers for Disease Control and Prevention guidelines or the United
 11 States Preventive Services Task Force, that has been Clinical Laboratory
 12 Improvement Amendments of 1988-waived, cleared or approved by the United
 13 States Food and Drug Administration, or developed by a laboratory in
 14 accordance with established regulations and quality standards, to allow
 15 individuals to self-collect specimens for sexually transmitted diseases,
 16 including HIV, remotely at a location outside of a clinical setting.
 17 § 4. This act shall take effect on the ninetieth day after it shall
 18 have become a law and shall apply to any policy issued, delivered,
 19 renewed, and

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