New York S 1684: Relates to requiring merchants to accept cash as payment for goods

Bill Text

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S01684 Summary:

BILL NOS01684 

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SAME ASSAME AS A01935

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SPONSORGOUNARDES

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COSPNSRFAHY

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MLTSPNSR

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Add §396-ff, Gen Bus L

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Requires merchants to accept cash as payment for goods and services; permits the superintendent of financial services to provide exemptions based on certain criteria.

Go to top S01684 Actions:

BILL NOS01684 

&nbsp

01/13/2025REFERRED TO CONSUMER PROTECTION

01/07/2026REFERRED TO CONSUMER PROTECTION

Go to topS01684 Committee&nbspVotes:

Go to topS01684 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topS01684 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 1684

 2025-2026 Regular Sessions

 IN SENATE

 January 13, 2025
 ___________

 Introduced by Sen. GOUNARDES -- read twice and ordered printed, and when
 printed to be committed to the Committee on Consumer Protection

 AN ACT to amend the general business law, in relation to requiring
 merchants to accept cash as payment for goods

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. The general business law is amended by adding a new section
 2 396-ff to read as follows:
 3 § 396-ff. Cash payment non-discrimination. 1. Any retail mercantile
 4 establishment as defined in article twelve-B of this chapter, in which
 5 food is prepared, sold, or served subject to title eight of article
 6 thirteen of the public health law, or other establishment offering goods
 7 or services for sale shall accept United States currency (cash) as legal
 8 tender when offered as payment. Such establishment shall not discrimi-
 9 nate against a cash buyer by requiring the use of a credit or debit card
 10 or electronic payment device or process in order to purchase food,
 11 goods, or services. This section shall not apply to telephone, mail
 12 order, electronic, online, or other transactions in which the buyer is
 13 not present in the establishment's physical place of business.
 14 2. The superintendent of the department of financial services may make
 15 regulations to implement this section, including authorization of
 16 exemptions or exclusions from this section. Exemptions or exclusions
 17 under this section may be provided based on criteria including, but not
 18 limited to, the nature of the establishment; the nature of the food,
 19 goods, or services; the denomination of currency used; or the amount of
 20 the transaction.
 21 3. A violation of this section shall be punishable by a fine not to
 22 exceed five hundred dollars.
 23 § 2. This act shall take effect on the one hundred eightieth day after
 24 it shall have become a law. Effective immediately, the superintendent of
 25 the department of financial services may make regulations and take other
 26 actions reasonably necessary to implement this act on that date.

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD03672-01-5

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