New York A 4459: Prohibits the sale of cosmetics or cleaning products containing 1,4-Dioxane

Bill Text

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A04459 Summary:

BILL NOA04459 

&nbsp

SAME ASNo Same As

&nbsp

SPONSORFall

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COSPNSR

&nbsp

MLTSPNSR

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Add Art 29-BBBB §§530 - 530-b, Gen Bus L

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Enacts provisions relating to the lease of credit card terminals; requires disclosures; prohibits certain practices.

Go to top A04459 Actions:

BILL NOA04459 

&nbsp

02/04/2025referred to consumer affairs and protection

01/07/2026referred to consumer affairs and protection

Go to topA04459 Committee&nbspVotes:

Go to topA04459 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA04459 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 4459

 2025-2026 Regular Sessions

 IN ASSEMBLY

 February 4, 2025
 ___________

 Introduced by M. of A. FALL -- read once and referred to the Committee
 on Consumer Affairs and Protection

 AN ACT to amend the general business law, in relation to business
 protection for point-of-sale equipment leases

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. The general business law is amended by adding a new article
 2 29-BBBB to read as follows:
 3 ARTICLE 29-BBBB
 4 CREDIT CARD TERMINAL LEASES
 5 Section 530. Solicitation; material misrepresentation.
 6 530-a. Credit card terminal; lease provisions.
 7 530-b. Violations.
 8 § 530. Solicitation; material misrepresentation. 1. As used in this
 9 article, "credit card terminal" means physical equipment used at the
 10 point of sale to accept payment by a payment card, including a credit
 11 card, debit card, EBT card, prepaid card, or gift card.
 12 2. A person who solicits a finance lease for the use of a credit card
 13 terminal shall accurately disclose, orally and prior to the presentation
 14 of a specific offer for a finance lease:
 15 (a) the nature and scope of such person's relationship to the person
 16 or persons who own, lease, service, and finance the credit card terminal
 17 and to the person or persons, if known, who provide services related to
 18 the credit card terminal, including whether they are an employee, inde-
 19 pendent contractor, or agent of one or more of those persons; and
 20 (b) whether the person who solicits the finance lease has the authori-
 21 ty to negotiate terms of a finance lease with a prospective lessee.
 22 3. The written disclosure should be in no less than twelve point font.
 23 The disclosure should be written in the primary language used to commu-
 24 nicate with the prospective lessee and worded in the same or similar
 25 language used by the person soliciting the finance lease.

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD08727-01-5

 A. 4459 2

 1 § 530-a. Credit card terminal; lease provisions. The following
 2 provisions apply to a finance lease for the use of a credit card termi-
 3 nal:
 4 1. The finance lease shall be written in no less than twelve point
 5 font, in the primary language used to communicate with the lessee and
 6 shall be worded in the same or similar language used by the person
 7 soliciting the finance lease.
 8 2. The finance lease shall specify: (a) the terms; (b) the total
 9 price; (c) the total monthly payment due, including any recurring month-
 10 ly fees or charges; (d) any other penalties, charges, or fees and the
 11 conditions under which they may be incurred; (e) the make and model of
 12 the credit card terminal being leased; (f) whether the lessee has the
 13 option to purchase the credit card terminal, and if so, the purchase
 14 price and terms; and (g) if the lessor does not offer the option to
 15 purchase the credit card terminal, a disclaimer that the lessee may be
 16 able to purchase the same or a similar credit card terminal from another
 17 source.
 18 3. (a) If the lessor of a credit card terminal or an affiliated busi-
 19 ness also provides payment processing services for the terminal, includ-
 20 ing credit card processing services, the delivery of such processing
 21 services shall be the subject of a service agreement between the service
 22 provider and the business that is separate from the finance lease.
 23 (b) If the lessor or its affiliated business offers a discount for
 24 bundling the c