New York A 9588: Prohibits certain financial institutions from charging a fee based on the frequency of payments or for changing the frequency of mortgage payments

Status: RETURNED TO ASSEMBLY (as of 2026-05-29)

State: New York · Session: 2025-2026 · Bill: A 9588

Sponsors: Emerita Torres, Alicia Hyndman, Andrew Hevesi, Angelo Santabarbara, Dana Levenberg, Jonathan Jacobson, Larinda Hooks, Yudelka Tapia

Bill Text

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 New York State Assembly

 Speaker Carl E. Heastie

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A09588 Summary:

BILL NOA09588B

&nbsp

SAME ASSAME AS S09514-A

&nbsp

SPONSORTorres

&nbsp

COSPNSRLevenberg, Hevesi, Hyndman, Tapia, Hooks, Jacobson, Santabarbara

&nbsp

MLTSPNSR

&nbsp

Add §9-aa, Bank L

&nbsp

Prohibits certain financial institutions from charging a fee for making monthly, semi-monthly, and biweekly payments or for changing the frequency of mortgage payments.

Go to top A09588 Actions:

BILL NOA09588B

&nbsp

01/21/2026referred to banks

03/18/2026amend (t) and recommit to banks

03/18/2026print number 9588a

03/24/2026reported referred to codes

04/06/2026amend and recommit to codes

04/06/2026print number 9588b

04/21/2026reported 

04/23/2026advanced to third reading cal.373

05/28/2026passed assembly

05/28/2026delivered to senate

05/28/2026REFERRED TO BANKS

05/29/2026SUBSTITUTED FOR S9514A

05/29/20263RD READING CAL.1032

05/29/2026PASSED SENATE

05/29/2026RETURNED TO ASSEMBLY

Go to topA09588 Committee&nbspVotes:

Committee:BANKS Chair:Vanel 
DATE:03/24/2026AYE/NAY:18/9 Action: Favorable refer to committee Codes VanelAyeBolognaNay

WeprinAyeMikulinNay

TaylorExcusedSmullenNay

SternAyeFitzpatrickNay

SayeghAyeLemondesNay

BurkeAbsentDiPietroNay

MitaynesAyeChangNay

SeptimoAyeChludzinskiNay

TapiaAyeMolitorNay

De Los SantosAye

CunninghamExcused

LeeAye

RagaAbsent

BurdickAye

DaisAye

JacksonAye

TorresAye

HooksAye

WiederAye

WrightAye

YegerAye

Chandler-WatermAye

Committee:CODES Chair:Dinowitz 
DATE:04/21/2026AYE/NAY:14/6 Action: Favorable DinowitzAyeMorinelloNay

CookExcusedReillyNay

LavineAyeMikulinNay

WeprinAyeTannousisNay

HevesiAyeAngelinoNay

SeawrightAyeMolitorNay

RosenthalAye

WalkerAye

VanelAye

CruzAye

BoresExcused

ReyesAye

CunninghamAye

RomeroAye

AlvarezAye

TaylorAye

Go to topA09588 Floor&nbspVotes:

DATE:05/28/2026Assembly Vote YEA/NAY: 95/40Yes 

Alvarez 

Yes 

Carroll P 

No 

Friend 

No 

Lemondes 

Yes 

Pheffer Amato 

No 

Slater 

Yes &#8225

Anderson 

Yes 

Carroll RC 

Yes 

Gallagher 

Yes 

Levenberg 

No 

Pirozzolo 

No 

Smith 

No 

Angelino 

Yes 

Cashman 

No 

Gallahan 

Yes 

Lucas 

Yes 

Powers 

ER 

Smullen 

No 

Bailey 

ER 

Chandler-Waterm 

Yes 

Gandolfo 

Yes 

Lunsford 

Yes 

Pretlow 

Yes 

Solages 

No 

Barclay 

No 

Chang 

Yes 

Gibbs 

Yes 

Lupardo 

No 

Ra 

Yes &#8225

Steck 

Yes 

Barrett 

No 

Chludzinski 

No 

Giglio 

Yes 

Magnarelli 

ER 

Raga 

Yes 

Stern 

No 

Beephan 

Yes 

Clark 

Yes 

Glick 

ER 

Maher 

Yes 

Rajkumar 

Yes 

Stirpe 

No 

Bendett 

Yes 

Colton 

ER 

Gonzalez-Rojas 

No 

Manktelow 

ER 

Ramos 

No 

Tague 

Yes 

Benedetto 

Yes 

Conrad 

ER 

Gray 

Yes 

McDonald 

No 

Reilly 

No 

Tannousis 

Yes 

Berger 

ER 

Cook 

Yes 

Griffin 

ER 

McDonough 

Yes 

Reyes 

Yes 

Tapia 

Yes 

Bichotte Hermel 

Yes 

Cruz 

No 

Hawley 

Yes 

McMahon 

Yes &#8225

Rivera 

Yes 

Taylor 

No 

Blankenbush 

Yes 

Cunningham 

Yes 

Hevesi 

Yes 

Meeks 

Yes 

Romero 

Yes 

Torres 

No 

Blumencranz 

Yes 

Dais 

Yes 

Hooks 

No &#8225

Mikulin 

Yes 

Rosenthal 

ER 

Valdez 

No 

Bologna 

Yes 

Davila 

ER 

Hunter 

No 

Miller 

Yes 

Rozic 

Yes 

Vanel 

ER 

Bores 

Yes 

De Los Santos 

Yes 

Hyndman 

Yes 

Mitaynes 

Yes 

Santabarbara 

Yes 

Walker 

No 

Brabenec 

No 

DeStefano 

Yes 

Jackson 

No 

Molitor 

Yes 

Sayegh 

No 

Walsh 

Yes 

Braunstein 

Yes 

Dilan 

Yes 

Jacobson 

Yes 

Moreno 

Yes 

Schiavoni 

Yes 

Weprin 

Yes 

Bronson 

Yes 

Dinowitz 

Yes 

Jensen 

No 

Morinello 

Yes 

Seawright 

Yes 

Wieder 

No 

Brook-Krasny 

No &#8225

DiPietro 

Yes 

Kassay 

No 

Norber 

No 

Sempolinski 

Yes 

Williams 

No 

Brown EA 

Yes 

Durso 

Yes 

Kay 

No 

Novakhov 

Yes 

Septimo 

Yes 

Woerner 

No 

Brown K 

Yes 

Eachus 

Yes 

Kelles 

Yes 

O'Pharrow 

Yes 

Shimsky 

ER 

Wright 

Yes 

Burdick 

Yes 

Eichenstein 

Yes &#8225

Kim 

Yes 

Otis 

Yes 

Shrestha 

Yes 

Yeger 

Yes 

Burke 

Yes 

Fall 

ER 

Lasher 

No 

Palmesano 

Yes &#8225

Simon 

Yes 

Zaccaro 

Yes 

Burroughs 

No 

Fitzpatrick 

Yes 

Lavine 

Yes 

Paulin 

Yes 

Simone 

Yes 

Zinerman 

Yes 

Buttenschon 

Yes 

Forrest 

Yes &#8225

Lee 

ER 

Peoples-Stokes 

No 

Simpson 

Yes 

Mr. Speaker 

 &#8225 Indicates voting via videoconference 

Go to topA09588 Text:

 STATE OF NEW YORK
 __

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