Illinois SB 2399: LIQUOR-TECH

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104TH GENERAL ASSEMBLY 
State of Illinois 
2025 and 2026
SB2399

Introduced 2/7/2025, by Sen. Bill Cunningham 

SYNOPSIS AS INTRODUCED:

230 ILCS 45/25-63 new

 Amends the Sports Wagering Act. Provides that a sports wagering licensee: (1) shall not accept more than 5 deposits from an individual during a 24-hour period; (2) shall not accept deposits made by using a credit card; and (3) shall be required, before accepting deposits from a patron in an amount of more than $1,000 during a 24-hour period or $10,000 during a 30-day period, to conduct an affordability check.

LRB104 10145 LNS 20217 b

A BILL FOR

SB2399LRB104 10145 LNS 20217 b

1 AN ACT concerning gaming.

2 Be it enacted by the People of the State of Illinois, 

3represented in the General Assembly:

4 Section 5. The Sports Wagering Act is amended by adding 

5Section 25-63 as follows:

6 (230 ILCS 45/25-63 new)

7 Sec. 25-63. Affordability protections. A sports wagering 

8licensee:

9 (1) shall not accept more than 5 deposits from an 

10 individual during a 24-hour period;

11 (2) shall not accept deposits made by using a credit 

12 card; and

13 (3) shall be required, before accepting deposits from 

14 a patron in an amount of more than $1,000 during a 24-hour 

15 period or $10,000 during a 30-day period, to conduct an 

16 affordability check which shall be satisfied by one or 

17 both of the following ways:

18 (A) verification that the proposed deposit is not 

19 greater than 25% of the monthly income of the patron; 

20 or

21 (B) verification through a reasonable lender 

22 standard based on the issuance of an unsecured loan 

23 for the proposed deposit through methods normally used 

SB2399- 2 -LRB104 10145 LNS 20217 b

1 by consumer lenders. 

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