New York A 3817: Establishes the construction insurance notification act (CINA)

Status: REFERRED TO INSURANCE (as of 2026-01-07)

State: New York · Session: 2025-2026 · Bill: A 3817

Sponsors: David Weprin

Bill Text

Bill Search and Legislative Information | New York State Assembly 

• 

• 

• 

• 

• 

• 

• 

• 

 Skip to main content 

 New York State Assembly

 Speaker Carl E. Heastie

 --> 
 --> 

 --> 

• 
 Assembly Members 

• 
 Legislative Info 

• 
 Public Hearings 

• 
 Speaker's Press 

• 
 Assembly Reports 

• 
 Committees & More 

• Bill Search Home
• Laws
• Legislative Calendar
• Public Hearing Schedule
• Assembly Calendars
• Assembly Committee Agenda 

 Javascript must be enabled to properly view this page. 

 Bill No.: 

• Summary 
• Actions 
• Committee&nbspVotes 
• Floor&nbspVotes 
• Memo 
• Text 
• LFIN 
• Chamber&nbspVideo/Transcript 
A03817 Summary:

BILL NOA03817 

&nbsp

SAME ASSAME AS S06568

&nbsp

SPONSORWeprin

&nbsp

COSPNSR

&nbsp

MLTSPNSR

&nbsp

Add §3428-a, Ins L

&nbsp

Establishes the construction insurance notification act (CINA) requiring notification of governmental agencies and departments when certain construction insurance policies have lapsed or been canceled.

Go to top A03817 Actions:

BILL NOA03817 

&nbsp

01/30/2025referred to insurance

01/07/2026referred to insurance

Go to topA03817 Committee&nbspVotes:

Go to topA03817 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA03817 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 3817

 2025-2026 Regular Sessions

 IN ASSEMBLY

 January 30, 2025
 ___________

 Introduced by M. of A. WEPRIN -- read once and referred to the Committee
 on Insurance

 AN ACT to amend the insurance law, in relation to requiring notification
 of governmental agencies and departments when certain construction
 insurance policies have lapsed or been canceled

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. This act shall be known and may be cited as the
 2 "construction insurance notification act (CINA)".
 3 § 2. The insurance law is amended by adding a new section 3428-a to
 4 read as follows:
 5 § 3428-a. Cancellation of construction contracts; notification to
 6 governments that issue building permits. (a) Every insurer issuing
 7 contracts of insurance or policies covering activities within this state
 8 shall make an inquiry of all applicants for insurance contracts or poli-
 9 cies to determine whether the purchase of the contract of insurance or
 10 policy is intended to be submitted to any governmental agency or depart-
 11 ment in order to obtain a New York state or local government permit for
 12 the erection, demolition, repairing, altering, painting, cleaning or
 13 pointing of a building, structure or edifice. If the inquiry is answered
 14 in the affirmative, the applicant shall provide the name, address, and
 15 website of such governmental department or agency. The truth and accura-
 16 cy of information provided in every application for such insurance shall
 17 be sworn to or affirmed by the applicant.
 18 (b) Every insurer that has issued a contract of insurance or policy to
 19 an insured who in accordance with subsection (a) of this section answers
 20 in the affirmative shall notify the governmental agency or department if
 21 the policy or contract of insurance has lapsed or has been canceled
 22 within the policy period. Such notice shall be given within ten days of
 23 the lapse or cancellation. Compliance is satisfied where timely notice

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD07824-01-5

 A. 3817 2

 1 is given in writing or electronically to the governmental department or
 2 agency identified in the insured's application for insurance.
 3 (c) The failure to timely provide notice required by this section to
 4 the governmental department or agency shall result in the lapsed or
 5 canceled policy remaining in full force and effect for the term of the
 6 contract of insurance or policy.
 7 § 3. This act shall take effect on the ninetieth day after it shall
 8 have become a law.

Go to top 

• 

 Sitemap 

 Request Information 

 Directions and Maps

View New York A 3817 on LegisTrack → — full text, sponsors, votes, campaign finance, and cross-state matches.