New York S 2619: Expands insurance coverage of in vitro fertilization

Status: PRINT NUMBER 2619A (as of 2026-05-26)

State: New York · Session: 2025-2026 · Bill: S 2619

Sponsors: Jessica Scarcella-Spanton, Joseph P. Addabbo Jr.

Bill Text

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S02619 Summary:

BILL NOS02619A

&nbsp

SAME ASSAME AS A07891-A

&nbsp

SPONSORSCARCELLA-SPANTON

&nbsp

COSPNSRADDABBO

&nbsp

MLTSPNSR

&nbsp

Amd §§3221, 4303 & 3216, Ins L

&nbsp

Removes restrictions of three-cycle coverage for in vitro fertilization; mandates individual insurance coverage of in vitro.

Go to top S02619 Actions:

BILL NOS02619A

&nbsp

01/21/2025REFERRED TO INSURANCE

01/07/2026REFERRED TO INSURANCE

05/26/2026AMEND AND RECOMMIT TO INSURANCE

05/26/2026PRINT NUMBER 2619A

Go to topS02619 Committee&nbspVotes:

Go to topS02619 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topS02619 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 2619--A

 2025-2026 Regular Sessions

 IN SENATE

 January 21, 2025
 ___________

 Introduced by Sens. SCARCELLA-SPANTON, ADDABBO -- read twice and ordered
 printed, and when printed to be committed to the Committee on Insur-
 ance -- recommitted to the Committee on Insurance in accordance with
 Senate Rule 6, sec. 8 -- committee discharged, bill amended, ordered
 reprinted as amended and recommitted to said committee

 AN ACT to amend the insurance law, in relation to expanded coverage of
 in vitro fertilization

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Item (vii) of subparagraph (C) of paragraph 6 of subsection
 2 (k) of section 3221 of the insurance law, as amended by section 1 of
 3 part L of chapter 57 of the laws of 2019, is amended to read as follows:
 4 (vii) Every large group policy delivered or issued for delivery in
 5 this state that provides medical, major medical or similar comprehen-
 6 sive-type coverage shall provide coverage for [three cycles of in-vitro]
 7 in vitro fertilization used in the treatment of infertility. Coverage
 8 may be subject to annual deductibles and coinsurance, including copay-
 9 ments, as may be deemed appropriate by the superintendent and as are
 10 consistent with those established for other benefits within a given
 11 policy. [For purposes of this item, a "cycle" is defined as either all
 12 treatment that starts when: preparatory medications are administered for
 13 ovarian stimulation for oocyte retrieval with the intent of undergoing
 14 in-vitro fertilization using a fresh embryo transfer; or medications are
 15 administered for endometrial preparation with the intent of undergoing
 16 in-vitro fertilization using a frozen embryo transfer.]
 17 § 2. Subparagraph (G) of paragraph 3 of subsection (s) of section 4303
 18 of the insurance law, as amended by section 2 of part L of chapter 57 of
 19 the laws of 2019, is amended to read as follows:
 20 (G) Every large group contract that provides medical, major medical or
 21 similar comprehensive-type coverage shall provide coverage for [three
 22 cycles of in-vitro] in vitro fertilization used in the treatment of

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD06387-03-6

 S. 2619--A 2

 1 infertility. Coverage may be subject to annual deductibles and coinsu-
 2 rance, including copayments, as may be deemed appropriate by the super-
 3 intendent and as are consistent with those established for other bene-
 4 fits within a given contract. [For purposes of this subparagraph, a
 5 "cycle" is defined as either all treatment that starts when: preparatory
 6 medications are administered for ovarian stimulation for oocyte
 7 retrieval with the intent of undergoing in-vitro fertilization using a
 8 fresh embryo transfer; or medications are administered for endometrial
 9 preparation with the intent of undergoing in-vitro fertilization using a
 10 frozen embryo transfer.]
 11 § 3. Paragraph 13 of subsection (i) of section 3216 of the insurance
 12 law, as added by chapter 897 of the laws of 1990 and renumbered by chap-
 13 ter 131 of the laws of 1992 and subparagraph (C) as added by section 3
 14 of part L of chapter 57 of the laws of 2019, is amended to read as
 15 follows:
 16 (13) (A) Every policy which provides coverage for hospital care shall
 17 not exclude coverage for hospital care for diagnosis and treatment of
 18 correctable medical conditions otherwise covered by the policy solely
 19 be

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