New Jersey A 4730: Increases certain minimum liability coverage required for motor vehicle insurance and abolishes basic automobile insurance policy.

Bill Text

A4730 

ASSEMBLY, No. 4730 

STATE OF NEW JERSEY

222nd LEGISLATURE

� 

INTRODUCED MARCH 10, 2026

Sponsored by:

Assemblyman� CHRIS TULLY

District 38 (Bergen)

Assemblyman� WILLIAM B. SAMPSON, IV

District 31 (Hudson)

Assemblyman� WILLIAM F. MOEN, JR.

District 5 (Camden and Gloucester)

Co-Sponsored by:

Assemblyman Stanley

SYNOPSIS

���� Requires person or entity to notify certain consumers 
when communicating with generative artificial intelligence to engage in trade 
or commerce. 

CURRENT VERSION OF TEXT 

���� As introduced.

�� 

An Act concerning notice to certain consumers of communication 
with generative artificial intelligence and supplementing P.L.1960, c.39 
(C.56:8-1 et seq.).

���� Be It 
Enacted by the Senate and General Assembly of 
the State of New Jersey:

���� 1.��� a.� A person or entity shall 
not deploy generative artificial intelligence to communicate or otherwise 
interact with a consumer for the purpose of engaging in trade or commerce in 
such a way as to cause a reasonable person to believe they are communicating or 
interacting with a human unless the person or entity provides a clear and 
conspicuous verbal or written notice at the beginning of the interaction that 
the consumer is communicating or interacting with generative artificial 
intelligence.

���� b.��� It shall be an unlawful 
practice and a violation of P.L.1960, c.39 (C.56:8-1 et seq.) for any person or 
entity that deploys generative artificial intelligence to communicate or 
interact with a consumer for the purpose of engaging in trade or commerce to 
violate the provisions of this section. 

���� c.���� As used in this section, �generative artificial intelligence� mean a technology 
system that: (1) is trained on data; (2) is designed to simulate human 
communication through one or more of the following: (a) text; (b) audio; or (c) 
visual communication; and (3) generates non-scripted outputs with limited or no 
human oversight.

���� 2.��� This act shall take 
effect immediately.

STATEMENT

���� This bill requires a person or 
entity that deploys generative artificial intelligence to communicate or 
interact with a consumer to provide a clear and conspicuous notice that the 
consumer is communicating or interacting with generative artificial 
intelligence if the person or entity deploys the generative artificial 
intelligence in a manner that would cause a reasonable person to believe they 
are communicating or interacting with a human.� A notice provided under the 
bill shall be verbal or written and shall be provided at the beginning of an 
interaction.

���� A violation of the bill�s 
provisions would be an unlawful practice under the consumer fraud act, and 
would be punishable by a monetary penalty of not more than $10,000 for a first 
offense and not more than $20,000 for any subsequent offense.� Additionally, a 
violation of the consumer fraud act can result in cease and desist orders 
issued by the Attorney General, the assessment of punitive damages, and the 
awarding of treble damages and costs to the injured.