Illinois HB 3277: EMPLOYEE CREDIT PRIVACY-SSN

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104TH GENERAL ASSEMBLY 
State of Illinois 
2025 and 2026
HB3277

Introduced 2/18/2025, by Rep. Joyce Mason 

SYNOPSIS AS INTRODUCED:

820 ILCS 70/10

 Amends the Employee Credit Privacy Act. Provides that an employer shall not order or obtain an applicant's social security number, except for the purpose of conducting a background check of the applicant at the time the background check is completed. Provides that the provision does not prohibit an employer from obtaining an employee's social security number after the employee has been hired.

LRB104 08394 SPS 18445 b

A BILL FOR

HB3277LRB104 08394 SPS 18445 b

1 AN ACT concerning employment.

2 Be it enacted by the People of the State of Illinois, 

3represented in the General Assembly:

4 Section 5. The Employee Credit Privacy Act is amended by 

5changing Section 10 as follows:

6 (820 ILCS 70/10)

7 Sec. 10. Employment based on credit history or credit 

8report not permitted. 

9 (a) Except as provided in this Section, an employer shall 

10not do any of the following:

11 (1) Fail or refuse to hire or recruit, discharge, or 

12 otherwise discriminate against an individual with respect 

13 to employment, compensation, or a term, condition, or 

14 privilege of employment because of the individual's credit 

15 history or credit report.

16 (2) Inquire about an applicant's or employee's credit 

17 history.

18 (3) Order or obtain an applicant's or employee's 

19 credit report from a consumer reporting agency.

20 (4) Order or obtain an applicant's social security 

21 number, except for the purpose of conducting a background 

22 check of the applicant at the time the background check is 

23 completed. 

HB3277- 2 -LRB104 08394 SPS 18445 b

1 (b) The prohibition in subsectio