New York S 4413: Relates to deletion of a consumer's financial information after cancellation of an automatic renewal or continuous service

Bill Text

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 Speaker Carl E. Heastie

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S04413 Summary:

BILL NOS04413A

&nbsp

SAME ASSAME AS A10770

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SPONSORMAY

&nbsp

COSPNSR

&nbsp

MLTSPNSR

&nbsp

Amd §§527 & 527-a, Gen Bus L

&nbsp

Requires a business to delete a consumer's financial information after cancellation of an automatic renewal or continuous service, unless such consumer has affirmatively consented to retention of such financial information; requires such business to notify such consumer of such deletion.

Go to top S04413 Actions:

BILL NOS04413A

&nbsp

02/04/2025REFERRED TO CONSUMER PROTECTION

05/06/20251ST REPORT CAL.943

05/07/20252ND REPORT CAL.

05/08/2025ADVANCED TO THIRD READING 

06/13/2025COMMITTED TO RULES

01/07/2026REFERRED TO CONSUMER PROTECTION

03/17/20261ST REPORT CAL.542

03/18/2026AMENDED 4413A

03/18/20262ND REPORT CAL.

03/19/2026ADVANCED TO THIRD READING 

05/12/2026PASSED SENATE

05/12/2026DELIVERED TO ASSEMBLY

05/12/2026referred to consumer affairs and protection

Go to topS04413 Committee&nbspVotes:

Go to topS04413 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topS04413 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 4413--A
 Cal. No. 542

 2025-2026 Regular Sessions

 IN SENATE

 February 4, 2025
 ___________

 Introduced by Sen. MAY -- read twice and ordered printed, and when
 printed to be committed to the Committee on Consumer Protection --
 recommitted to the Committee on Consumer Protection in accordance with
 Senate Rule 6, sec. 8 -- reported favorably from said committee,
 ordered to first report, amended on first report, ordered to a second
 report and ordered reprinted, retaining its place in the order of
 second report

 AN ACT to amend the general business law, in relation to deletion of a
 consumer's financial information after cancellation of an automatic
 renewal or continuous service

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Section 527 of the general business law is amended by
 2 adding a new subdivision 5 to read as follows:
 3 5. "Financial information" means any information relating to a consum-
 4 er's credit card, debit card, or account with a third party held by a
 5 business for the purpose of charging such consumer.
 6 § 2. Section 527-a of the general business law is amended by adding a
 7 new subdivision 2-a to read as follows:
 8 2-a. a. Upon receiving a request from a consumer to cancel an automat-
 9 ic renewal or continuous service, a business shall delete all records of
 10 such consumer's financial information held by such business unless such
 11 business has obtained such consumer's affirmative consent to retain such
 12 financial information for future purchases. If such business does not
 13 obtain such affirmative consent, such business shall:
 14 (i) Delete all records of such consumer's financial information within
 15 fourteen days of receipt of such request to cancel such automatic
 16 renewal or continuous service; and
 17 (ii) Notify such consumer by mail or electronic mail of the date such
 18 records were deleted pursuant to paragraph (i) of this subdivision, and
 19 of each of such consumer's credit cards, debit cards, or accounts with a

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD08677-02-6

 S. 4413--A 2

 1 third party for which such records were deleted, within seven days of
 2 such deletion.
 3 b. The provisions of this subdivision shall not apply where a business
 4 is otherwise required to retain a consumer's financial information
 5 pursuant to state or federal law, rule or regulation.
 6 § 3. This act shall take effect on the thirtieth day after it shall
 7 have become a law. Effective immediately, the addition, amendment and/or
 8 repeal of any rule or regulation necessary for the implementation of
 9 this act on its effective date are authorized to be made and completed
 10 on or before such effective date.

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