New York A 7689: Prohibits insurers from cancelling life insurance policies where certain medical information is provided to the insurer at the time of application

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A07689 Summary:

BILL NOA07689 

&nbsp

SAME ASNo Same As

&nbsp

SPONSORCook

&nbsp

COSPNSRPeoples-Stokes, Weprin, Dinowitz, Simon, Colton, Bichotte Hermelyn, Epstein, Hyndman, Taylor,
 Reyes, Buttenschon, Williams, Jackson, Lunsford, Lavine

&nbsp

MLTSPNSR

&nbsp

Add §3246, Ins L

&nbsp

Prohibits insurers from cancelling life insurance policies based on a medical condition that was disclosed in the application for insurance.

Go to top A07689 Actions:

BILL NOA07689 

&nbsp

04/04/2025referred to insurance

01/07/2026referred to insurance

Go to topA07689 Committee&nbspVotes:

Go to topA07689 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA07689 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 7689

 2025-2026 Regular Sessions

 IN ASSEMBLY

 April 4, 2025
 ___________

 Introduced by M. of A. COOK, PEOPLES-STOKES, WEPRIN, DINOWITZ, SIMON,
 COLTON, BICHOTTE HERMELYN, EPSTEIN, HYNDMAN, TAYLOR, REYES, BUTTENS-
 CHON, WILLIAMS, JACKSON, LUNSFORD, LAVINE -- read once and referred to
 the Committee on Insurance

 AN ACT to amend the insurance law, in relation to the cancellation of
 life insurance policies

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. The insurance law is amended by adding a new section 3246
 2 to read as follows:
 3 § 3246. Cancellation of life insurance policies. Notwithstanding any
 4 provision of law to the contrary, any person who makes application for a
 5 policy of life insurance issued under the provisions of this chapter
 6 shall submit to the insurer or an agent of the insurer, at the time of
 7 such application, a statement from a physician licensed to practice
 8 medicine under the laws of this state, or the medical records of such
 9 person, which contain the medical history of such person. If the insurer
 10 or such insurer's agent accepts an application from a person who has
 11 provided such a statement or such medical records, then the insurer
 12 and/or such insurer's agent shall be prohibited from subsequently
 13 rejecting such application or cancelling any policy issued on the
 14 grounds that the insured has a certain medical condition provided that
 15 such condition was disclosed in the statement or medical records submit-
 16 ted.
 17 § 2. This act shall take effect immediately.

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD09347-01-5

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