New York S 10149: Provides that coverage for outpatient diagnosis and treatment of substance use disorder shall not be subject to preauthorization

Bill Text

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S10149 Summary:

BILL NOS10149 

&nbsp

SAME ASSAME AS A08864

&nbsp

SPONSORFERNANDEZ

&nbsp

COSPNSRASHBY, FAHY, GALLIVAN, HELMING, RHOADS

&nbsp

MLTSPNSR

&nbsp

Amd §§3216, 3221 & 4303, Ins L

&nbsp

Provides that coverage for outpatient diagnosis and treatment of substance use disorder shall not be subject to preauthorization.

Go to top S10149 Actions:

BILL NOS10149 

&nbsp

04/30/2026REFERRED TO INSURANCE

Go to topS10149 Committee&nbspVotes:

Go to topS10149 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topS10149 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 10149

 IN SENATE

 April 30, 2026
 ___________

 Introduced by Sens. FERNANDEZ, ASHBY, FAHY, GALLIVAN, HELMING, RHOADS --
 read twice and ordered printed, and when printed to be committed to
 the Committee on Insurance

 AN ACT to amend the insurance law, in relation to providing that cover-
 age for outpatient diagnosis and treatment of substance use disorder
 shall not be subject to preauthorization

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Subparagraph (A) of paragraph 31 of subsection (i) of
 2 section 3216 of the insurance law, as amended by section 6 of subpart A
 3 of part BB of chapter 57 of the laws of 2019, is amended to read as
 4 follows:
 5 (A) Every policy that provides medical, major medical or similar
 6 comprehensive-type coverage shall provide outpatient coverage for the
 7 diagnosis and treatment of substance use disorder, including detoxifica-
 8 tion and rehabilitation services. Such coverage shall not be subject to
 9 preauthorization and shall not apply financial requirements or treatment
 10 limitations to outpatient substance use disorder benefits that are more
 11 restrictive than the predominant financial requirements and treatment
 12 limitations applied to substantially all medical and surgical benefits
 13 covered by the policy.
 14 § 2. Subparagraph (A) of paragraph 7 of subsection (l) of section 3221
 15 of the insurance law, as amended by section 16 of subpart A of part BB
 16 of chapter 57 of the laws of 2019, is amended to read as follows:
 17 (A) Every policy that provides medical, major medical or similar
 18 comprehensive-type coverage shall provide outpatient coverage for the
 19 diagnosis and treatment of substance use disorder, including detoxifica-
 20 tion and rehabilitation services. Such coverage shall not be subject to
 21 preauthorization and shall not apply financial requirements or treatment
 22 limitations to outpatient substance use disorder benefits that are more
 23 restrictive than the predominant financial requirements and treatment
 24 limitations applied to substantially all medical and surgical benefits
 25 covered by the policy.

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD08834-02-5

 S. 10149 2

 1 § 3. Paragraph 1 of subsection (l) of section 4303 of the insurance
 2 law, as amended by section 27 of subpart A of part BB of chapter 57 of
 3 the laws of 2019, is amended to read as follows:
 4 (1) Every contract that provides medical, major medical or similar
 5 comprehensive-type coverage shall provide outpatient coverage for the
 6 diagnosis and treatment of substance use disorder, including detoxifica-
 7 tion and rehabilitation services. Such coverage shall not be subject to
 8 preauthorization and shall not apply financial requirements or treatment
 9 limitations to outpatient substance use disorder benefits that are more
 10 restrictive than the predominant financial requirements and treatment
 11 limitations applied to substantially all medical and surgical benefits
 12 covered by the contract.
 13 § 4. This act shall take effect immediately, and shall apply to poli-
 14 cies and contracts issued, renewed, modified, altered or amended on or
 15 after such date.

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