New York S 1081: Requires dental insurance plans to automatically carry over a portion of the enrollee's benefit amount for use in the succeeding year

Bill Text

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S01081 Summary:

BILL NOS01081 

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SAME ASSAME AS A10442

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SPONSORRAMOS

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COSPNSR

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MLTSPNSR

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Amd §160, Civ Serv L

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Requires dental insurance plans to automatically carry over a portion of the enrollee's unused benefit amount of up to 25% of the total benefit amount for use in the succeeding year.

Go to top S01081 Actions:

BILL NOS01081 

&nbsp

01/08/2025REFERRED TO CIVIL SERVICE AND PENSIONS

01/07/2026REFERRED TO CIVIL SERVICE AND PENSIONS

Go to topS01081 Committee&nbspVotes:

Go to topS01081 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topS01081 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 1081

 2025-2026 Regular Sessions

 IN SENATE

 (Prefiled)

 January 8, 2025
 ___________

 Introduced by Sen. RAMOS -- read twice and ordered printed, and when
 printed to be committed to the Committee on Civil Service and Pensions

 AN ACT to amend the civil service law, in relation to requiring dental
 insurance plans to automatically carry over a portion of the
 enrollee's benefit amount for use in the succeeding year

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Subdivision 2 of section 160 of the civil service law, as
 2 amended by chapter 414 of the laws of 1980, is amended to read as
 3 follows:
 4 2. The president, in [his] the president's discretion, is hereby
 5 empowered to make, amend and rescind, from time to time, regulations
 6 establishing a dental insurance plan which shall be a part of the health
 7 insurance plan authorized by this article. Such regulations may provide
 8 for negotiating unit, employee and employer participation or nonpartic-
 9 ipation, employee, dependent and retiree eligibility or noneligibility
 10 and such contribution rates as the president may determine even though
 11 such regulations establish standards which differ from those applicable
 12 by law to other parts of such health insurance plan; provided, however,
 13 that such regulations shall require dental insurance plans to automat-
 14 ically annually carry over any unused benefit amount of such plan in an
 15 amount up to at least twenty-five percent of the enrollee's benefit
 16 amount and which shall be added to the enrollee's benefit amount for the
 17 succeeding year. The president is hereby authorized and directed to
 18 provide in such regulations for participation in the dental insurance
 19 plan by retirees; provided, however, that the claims experience for
 20 retirees shall be separately rated and premiums established separate
 21 from other participants in the plan and provided further that the full
 22 costs of participation in such plan, including all administrative costs,
 23 shall be borne by such retirees. Considering the dental insurance plan

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD03198-01-5

 S. 1081 2

 1 as a whole, no regulation enacted pursuant to this subdivision shall
 2 provide or permit a benefit structure inconsistent with the most effi-
 3 cient and economical administration of such plan.
 4 § 2. This act shall take effect immediately.

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