New York S 7233: Creates a private right of action for improper debt collection procedures

Bill Text

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S07233 Summary:

BILL NOS07233 

&nbsp

SAME ASSAME AS A09166

&nbsp

SPONSORGIANARIS

&nbsp

COSPNSRKRUEGER, SEPULVEDA

&nbsp

MLTSPNSR

&nbsp

Amd §602, Gen Bus L

&nbsp

Creates a private right of action for improper debt collection procedures; allows plaintiffs to recover punitive damages and reasonable attorney's fees.

Go to top S07233 Actions:

BILL NOS07233 

&nbsp

04/04/2025REFERRED TO CONSUMER PROTECTION

01/07/2026REFERRED TO CONSUMER PROTECTION

Go to topS07233 Committee&nbspVotes:

Go to topS07233 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topS07233 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 7233

 2025-2026 Regular Sessions

 IN SENATE

 April 4, 2025
 ___________

 Introduced by Sens. GIANARIS, KRUEGER, SEPULVEDA -- read twice and
 ordered printed, and when printed to be committed to the Committee on
 Consumer Protection

 AN ACT to amend the general business law, in relation to allowing a
 private right of action for improper debt collection

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Section 602 of the general business law is amended by
 2 adding a new subdivision 4 to read as follows:
 3 4. A debtor shall have a private right of action against any person or
 4 persons in violation of this article. Such person or persons shall be
 5 liable to the debtor for any actual damages the debtor sustained as a
 6 result of the violation of this article, any punitive damages awarded by
 7 the court, and reasonable attorney's fees.
 8 § 2. This act shall take effect on the thirtieth day after it shall
 9 have become a law.

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD01799-01-5

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