New York S 7915: Requires insurance coverage for early egg and peanut allergen introduction dietary supplements for infants at no cost

Bill Text

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S07915 Summary:

BILL NOS07915 

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SAME ASSAME AS A00771-A

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SPONSORGOUNARDES

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COSPNSRADDABBO, HARCKHAM, RIVERA

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MLTSPNSR

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Amd §§3216, 3221 & 4303, Ins L; amd §365-a, Soc Serv L

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Requires insurance coverage for early egg and peanut allergen introduction dietary supplements for infants at no cost.

Go to top S07915 Actions:

BILL NOS07915 

&nbsp

05/14/2025REFERRED TO INSURANCE

05/28/2025REPORTED AND COMMITTED TO FINANCE

01/07/2026REFERRED TO INSURANCE

04/20/2026REPORTED AND COMMITTED TO FINANCE

Go to topS07915 Committee&nbspVotes:

Go to topS07915 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topS07915 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 7915

 2025-2026 Regular Sessions

 IN SENATE

 May 14, 2025
 ___________

 Introduced by Sen. GOUNARDES -- read twice and ordered printed, and when
 printed to be committed to the Committee on Insurance

 AN ACT to amend the insurance law and the social services law, in
 relation to requiring coverage for early egg and peanut allergen
 introduction dietary supplements

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Subsection (i) of section 3216 of the insurance law is
 2 amended by adding a new paragraph 41 to read as follows:
 3 (41) (A) For purposes of this paragraph:
 4 (i) "Dietary supplement" shall have the same meaning as in section
 5 three hundred twenty-one of the federal food, drug, and cosmetic act.
 6 (ii) "Early egg allergen introduction dietary supplement" means a
 7 dietary supplement that is prescribed to an infant by a health care
 8 practitioner and contains sufficient infant-safe, well-cooked egg prote-
 9 in to reduce the risk of food allergies.
 10 (iii) "Early peanut allergen introduction dietary supplement" means a
 11 dietary supplement that is prescribed to an infant by a health care
 12 practitioner and contains sufficient infant-safe peanut protein to
 13 reduce the risk of food allergies.
 14 (iv) "Health care practitioner" means an individual licensed, certi-
 15 fied or otherwise authorized to practice, and legally authorized to
 16 prescribe, under title eight of the education law.
 17 (v) "Infant" means a child who has not attained the age of one year.
 18 (B) (i) All individual health insurance policies, contracts, or
 19 certificates that are delivered, issued for delivery, renewed, extended
 20 or modified in this state shall provide coverage for at least one of
 21 each of the following:
 22 (1) an early egg allergen introduction dietary supplement; and
 23 (2) an early peanut allergen introduction dietary supplement.

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD02568-02-5

 S. 7915 2

 1 (ii) The coverage required pursuant to item (i) of this subparagraph
 2 shall be provided at no cost to a covered individual, including deduct-
 3 ible payments and cost-sharing amounts charged once a deductible is met.
 4 (C) Except as provided under subparagraph (B) of this paragraph, noth-
 5 ing in this paragraph shall prevent the operation of a policy provision
 6 required by this paragraph as a deductible, coinsurance, allowable
 7 charge limitation, coordination of benefits, or a provision restricting
 8 coverage to services by a licensed, certified, or carrier-approved
 9 provider or facility.
 10 (D) (i) This paragraph shall not apply to accident only, specified
 11 disease, hospital indemnity, Medicare supplement, long term care, disa-
 12 bility income or other limited benefit health insurance policies.
 13 (ii) The cost-sharing limitation under item (ii) of subparagraph (B)
 14 of this paragraph shall not apply to a catastrophic health plan to the
 15 extent such cost-sharing limitation would cause such plan to fail to be
 16 treated as a catastrophic plan under subsection (e) of section thirteen
 17 hundred two of the patient protection and affordable care act.
 18 (iii) (1) The cost-sharing limitation under item (ii) of subparagraph
 19 (B) of this paragraph shall not apply to a high deductible health plan
 20 to the extent such cost-sharing limitation would cause such plan to fail
 21 to be treated as