New York S 4604: Establishes a registry to help locate individuals with autism, Alzheimer's and dementia in the event they go missing

Bill Text

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 Speaker Carl E. Heastie

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S04604 Summary:

BILL NOS04604 

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SAME ASSAME AS A04810

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SPONSORSANDERS

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COSPNSR

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MLTSPNSR

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Add §813, Fin Serv L

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Relates to the application of certain provisions relating to commercial financing; provides that liability shall not be imposed on a provider if the actual annual percentage rate charged by the provider differs from the estimated annual percentage rate disclosed by the provider acting in good faith.

Go to top S04604 Actions:

BILL NOS04604 

&nbsp

02/10/2025REFERRED TO BANKS

01/07/2026REFERRED TO BANKS

04/28/20261ST REPORT CAL.855

04/29/20262ND REPORT CAL.

05/04/2026ADVANCED TO THIRD READING 

06/05/2026COMMITTED TO RULES

Go to topS04604 Committee&nbspVotes:

Go to topS04604 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topS04604 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 4604

 2025-2026 Regular Sessions

 IN SENATE

 February 10, 2025
 ___________

 Introduced by Sen. SANDERS -- read twice and ordered printed, and when
 printed to be committed to the Committee on Banks

 AN ACT to amend the financial services law, in relation to the applica-
 tion of certain provisions relating to commercial financing

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. The financial services law is amended by adding a new
 2 section 813 to read as follows:
 3 § 813. Application. The requirements of this article shall not impose
 4 any liability on a provider as a result of the actual annual percentage
 5 rate charged by the provider differing from the estimated annual
 6 percentage rate disclosed by the provider acting in good faith and in
 7 conformity with this article and applicable department rules and regu-
 8 lations.
 9 § 2. This act shall take effect immediately.

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD08928-01-5

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