New York S 4224: Authorizes employers with less than five hundred employees to pay bi-weekly wages

Bill Text

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 Speaker Carl E. Heastie

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S04224 Summary:

BILL NOS04224 

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SAME ASNo Same As

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SPONSORPARKER

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COSPNSR

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MLTSPNSR

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Add Art 44-A §§945 - 947, Exec L; amd §§2305, 2321 & 2329, Ins L; amd §89-d, St Fin L

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Enacts the comprehensive motor vehicle insurance rate reform act; amends provisions applicable to automobile insurance rates including establishing a program for consumer information on insurers and establishing an office of public insurance advocate; revives previously expired provisions of law relating to automobile and property/casualty insurance rates.

Go to top S04224 Actions:

BILL NOS04224 

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02/03/2025REFERRED TO FINANCE

01/07/2026REFERRED TO FINANCE

Go to topS04224 Committee&nbspVotes:

Go to topS04224 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topS04224 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 4224

 2025-2026 Regular Sessions

 IN SENATE

 February 3, 2025
 ___________

 Introduced by Sen. PARKER -- read twice and ordered printed, and when
 printed to be committed to the Committee on Finance

 AN ACT to amend the executive law, the insurance law and the state
 finance law, in relation to enacting the "Comprehensive Motor Vehicle
 Insurance Rate Reform Act"

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Short title. This act shall be known and may be cited as
 2 the "Comprehensive Motor Vehicle Insurance Rate Reform Act".
 3 § 2. The executive law is amended by adding a new article 44-A to
 4 read as follows:
 5 ARTICLE 44-A
 6 OFFICE OF PUBLIC INSURANCE ADVOCATE
 7 Section 945. Office of public insurance advocate.
 8 946. Insurance consumer advocate.
 9 947. Powers and duties.
 10 § 945. Office of public insurance advocate. There is hereby created in
 11 the executive department an independent office of insurance consumer
 12 advocate (hereinafter referred to as "office") to represent the inter-
 13 ests of nonbusiness automobile insurance consumers in New York state.
 14 § 946. Insurance consumer advocate. 1. The governor, with the advice
 15 and consent of the senate, shall appoint an insurance consumer advocate
 16 (hereinafter referred to as "advocate") who shall serve as the executive
 17 director of the office of insurance consumer advocate and shall receive
 18 an annual salary to be fixed by the governor within the amount available
 19 therefor by appropriation.
 20 2. (a) To be eligible to serve as advocate, a person must be a resi-
 21 dent of New York state. The advocate shall be a person who has demon-
 22 strated a strong commitment and involvement in efforts to safeguard the
 23 rights of the public and who possesses the knowledge and experience
 24 necessary to practice effectively in insurance proceedings.

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD07869-01-5

 S. 4224 2

 1 (b) A person is not eligible for appointment as advocate if the person
 2 or the person's spouse:
 3 (i) is employed by or participates in the management of a business
 4 entity or other organization regulated by the department of financial
 5 services or receiving funds from the department;
 6 (ii) owns or controls, directly or indirectly, more than ten percent
 7 interest in a business entity or other organization regulated by the
 8 department of financial services or receiving funds from the department
 9 of financial services or the office;
 10 (iii) uses or receives a substantial amount of tangible goods,
 11 services, or funds from the department of financial services or the
 12 office, other than compensation or reimbursement authorized by law for
 13 the department of financial services or office membership, attendance or
 14 expenses.
 15 3. The advocate shall serve for a term of two years expiring on Febru-
 16 ary first of each odd-numbered year.
 17 4. It is a ground for removal from office if the advocate:
 18 (a) does not have at the time of appointment the qualifications
 19 required by this section;
 20 (b) does not maintain during service as advocate the qualifications
 21 required by this section;
 22 (c) violates a prohibition established by this section; or
 23 (d)