New York A 5053: Requires certain health insurance policies to include coverage for the cost of certain infant and baby formulas

Bill Text

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A05053 Summary:

BILL NOA05053 

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SAME ASNo Same As

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SPONSORJacobson

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COSPNSR

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MLTSPNSR

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Amd §§311 & 345, V & T L; amd §§3420 & 5210, Ins L

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Increases the minimum insurance coverage required for motor vehicles registered and/or operated within the state of New York; for injury or death to one person in any one accident, increases the limits required from $25,000 to $50,000 for bodily injury and from $50,000 to $100,000 for death, for injury or death to more than one person in any one accident, increases the limits required from $50,000 to $100,000 for bodily injury and from $100,000 to $200,000 for death, and for third party property damage in any one accident, increases the limits required from $10,000 to $25,000.

Go to top A05053 Actions:

BILL NOA05053 

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02/11/2025referred to insurance

01/07/2026referred to insurance

Go to topA05053 Committee&nbspVotes:

Go to topA05053 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA05053 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 5053

 2025-2026 Regular Sessions

 IN ASSEMBLY

 February 11, 2025
 ___________

 Introduced by M. of A. JACOBSON -- read once and referred to the Commit-
 tee on Insurance

 AN ACT to amend the vehicle and traffic law and the insurance law, in
 relation to increasing the minimum insurance coverage required for
 motor vehicles registered and/or operated within the state of New York

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Paragraph (a) of subdivision 4 and subdivision 7 of section
 2 311 of the vehicle and traffic law, paragraph (a) of subdivision 4 as
 3 amended by chapter 305 of the laws of 1995 and subdivision 7 as amended
 4 by chapter 805 of the laws of 1984, are amended to read as follows:
 5 (a) Affording coverage as defined in the minimum provisions prescribed
 6 in a regulation which shall be promulgated by the superintendent at
 7 least ninety days prior to effective date of this act. The superinten-
 8 dent before promulgating such regulations or any amendment thereof,
 9 shall consult with all insurers licensed to write automobile liability
 10 insurance in this state and shall not prescribe minimum provisions which
 11 fail to reflect the provisions of automobile liability insurance poli-
 12 cies, other than motor vehicle liability policies as defined in section
 13 three hundred forty-five of this [chapter] title, issued within this
 14 state at the date of such regulation or amendment thereof. Nothing
 15 contained in such regulation or in this article shall prohibit any
 16 insurer from affording coverage under an owner's policy of liability
 17 insurance more liberal than that required by said minimum provisions.
 18 Every such owner's policy of liability insurance shall provide insurance
 19 subject to said regulation against loss from the liability imposed by
 20 law for damages, including damages for care and loss of services,
 21 because of bodily injury to or death of any person and injury to or
 22 destruction of property arising out of the ownership, maintenance, use,
 23 or operation of a specific motor vehicle or motor vehicles within the
 24 state of New York, or elsewhere in the United States in North America or

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD02364-01-5

 A. 5053 2

 1 the Dominion of Canada, subject to a limit, exclusive of interest and
 2 costs, with respect to each such motor vehicle except a tow truck, of
 3 [twenty-five] fifty thousand dollars because of bodily injuries to and
 4 [fifty] one hundred thousand dollars because of death of one person in
 5 any one accident and, subject to said limit for one person, to a limit
 6 of [fifty] one hundred thousand dollars because of bodily injury to and
 7 [one] two hundred thousand dollars because of death of two or more
 8 persons in any one accident, and to a limit of [ten] twenty-five thou-
 9 sand dollars because of injury to or destruction of property of others
 10 in any one accident provided, however, that such policy need not be for
 11 a period coterminous with the registration period of the v