Illinois SB 2141: PROPERTY-VOID CONDITIONS

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104TH GENERAL ASSEMBLY 
State of Illinois 
2025 and 2026
SB2141

Introduced 2/7/2025, by Sen. Chapin Rose 

SYNOPSIS AS INTRODUCED:

765 ILCS 77/46 new

815 ILCS 505/2A from Ch. 121 1/2, par. 262A

 Amends the Residential Real Property Disclosure Act. Provides that any condition, stipulation, or provision in any mortgage, promissory note, or contract directly affecting an interest in Illinois real estate shall state that Illinois law shall apply. Provides that any condition, stipulation, or provision purporting to apply the law of another state or country is void. Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that it is an unlawful practice for any person to insert a provision in any mortgage, promissory note, or other contract directly affecting a consumer's ownership of Illinois real estate which states that the law of a state or country other than Illinois shall apply, and that any such provision purporting to apply the law of another state or country in such consumer transaction is void.

LRB104 08293 JRC 18344 b

A BILL FOR

SB2141LRB104 08293 JRC 18344 b

1 AN ACT concerning civil law.

2 Be it enacted by the People of the State of Illinois, 

3represented in the General Assembly:

4 Section 5. The Residential Real Property Disclosure Act is 

5amended by adding Section 46 as follows:

6 (765 ILCS 77/46 new)

7 Sec. 46. Condition, stipulation, or provision void. Any 

8condition, stipulation, or provision in any mortgage, 

9promissory note, or contract directly affecting an interest in 

10Illinois real estate shall state that Illinois law shall 

11apply. Any condition, stipulation, or provision purporting to 

12apply the law of another state or country is void.

13 Section 10. The Consumer Fraud