New York S 1859: Prohibits discrimination in government procurement

Bill Text

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 Speaker Carl E. Heastie

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S01859 Summary:

BILL NOS01859A

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SAME ASSAME AS A08744-A

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SPONSORMYRIE

&nbsp

COSPNSR

&nbsp

MLTSPNSR

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Add §520-f, Gen Bus L

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Requires issuers of credit cards to give the cardholder at least thirty days written notice via email, text message, or written letter before closing, cancelling, or terminating the cardholder's account.

Go to top S01859 Actions:

BILL NOS01859A

&nbsp

01/14/2025REFERRED TO CONSUMER PROTECTION

05/06/20251ST REPORT CAL.942

05/07/20252ND REPORT CAL.

05/08/2025ADVANCED TO THIRD READING 

05/14/2025PASSED SENATE

05/14/2025DELIVERED TO ASSEMBLY

05/14/2025referred to consumer affairs and protection

01/07/2026died in assembly

01/07/2026returned to senate

01/07/2026REFERRED TO CONSUMER PROTECTION

03/17/20261ST REPORT CAL.540

03/18/20262ND REPORT CAL.

03/19/2026ADVANCED TO THIRD READING 

05/11/2026AMENDED ON THIRD READING (T) 1859A

06/05/2026COMMITTED TO RULES

Go to topS01859 Committee&nbspVotes:

Go to topS01859 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topS01859 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 1859--A
 Cal. No. 540

 2025-2026 Regular Sessions

 IN SENATE

 January 14, 2025
 ___________

 Introduced by Sen. MYRIE -- read twice and ordered printed, and when
 printed to be committed to the Committee on Consumer Protection --
 recommitted to the Committee on Consumer Protection in accordance with
 Senate Rule 6, sec. 8 -- reported favorably from said committee,
 ordered to first and second report, ordered to a third reading,
 amended and ordered reprinted, retaining its place in the order of
 third reading

 AN ACT to amend the general business law, in relation to requiring
 issuers of credit cards to give the cardholder at least thirty days
 notice before closing, cancelling, or terminating the cardholder's
 account

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. The general business law is amended by adding a new section
 2 520-f to read as follows:
 3 § 520-f. Issuer cancellation. 1. Notice required. No issuer shall
 4 close, cancel, or terminate a holder's account with the issuer for the
 5 extension of credit through the use of a credit card without providing
 6 the holder written notice via email, text message, or written letter at
 7 least thirty days before the effective date of such closure, cancella-
 8 tion, or termination.
 9 2. Exceptions. The provisions of this section shall not apply if an
 10 issuer closes, cancels, or terminates a holder's account with the issuer
 11 for the extension of credit through the use of a credit card because of:
 12 (a) fraud, misuse, identity theft, or unauthorized use affecting the
 13 account;
 14 (b) delinquency, default, or other failure by the holder to comply
 15 with the terms and conditions governing the account;
 16 (c) the holder's bankruptcy, insolvency, receivership, death, legal
 17 incapacity, or inability to repay or otherwise perform obligations under
 18 the credit card agreement; or

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD05393-02-6

 S. 1859--A 2

 1 (d) any federal, state, or local law, regulation, court order, legal
 2 process, sanctions requirement, anti-money-laundering obligation, or
 3 other governmental directive or restriction requiring or reasonably
 4 necessitating such action.
 5 § 2. This act shall take effect on the one hundred twentieth day after
 6 it shall have become a law.

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