New York S 3776: Prohibits cancellation, non-renewal or conditioning renewal of automobile insurance when dispute as to pending claim exists

Status: REFERRED TO INSURANCE (as of 2026-01-07)

State: New York · Session: 2025-2026 · Bill: S 3776

Sponsors: Leroy Comrie

Bill Text

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S03776 Summary:

BILL NOS03776 

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SAME ASSAME AS A07185

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SPONSORCOMRIE

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COSPNSR

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MLTSPNSR

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Amd §3425, Ins L

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Prohibits cancellation, non-renewal or conditioning renewal of automobile insurance of a policyholder solely as a result of a dispute or a complaint pending against the insurer.

Go to top S03776 Actions:

BILL NOS03776 

&nbsp

01/29/2025REFERRED TO INSURANCE

01/07/2026REFERRED TO INSURANCE

Go to topS03776 Committee&nbspVotes:

Go to topS03776 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topS03776 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 3776

 2025-2026 Regular Sessions

 IN SENATE

 January 29, 2025
 ___________

 Introduced by Sen. COMRIE -- read twice and ordered printed, and when
 printed to be committed to the Committee on Insurance

 AN ACT to amend the insurance law, in relation to prohibiting an insurer
 from cancelling or refusing to renew or condition its renewal of auto-
 mobile insurance policies in certain cases

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Section 3425 of the insurance law is amended by adding a
 2 new subsection (t) to read as follows:
 3 (t) No insurer shall cancel or refuse to renew a policy covering a
 4 private passenger automobile, or to condition its renewal upon change of
 5 limits or elimination of any coverages solely on the basis that a claim
 6 filed by the insured with the insurer is in dispute, or that a complaint
 7 by the insured against the insurer resulting from the disputed claim is
 8 pending with the department.
 9 § 2. This act shall take effect immediately.

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD05338-01-5

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