New York A 5506: Establishes a penalty for interfering with the repossession of certain vehicles

Status: REFERRED TO TRANSPORTATION (as of 2026-01-07)

State: New York · Session: 2025-2026 · Bill: A 5506

Sponsors: Michael Durso, Brian Manktelow, David McDonough, Joe Angelino, Joe DeStefano

Bill Text

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A05506 Summary:

BILL NOA05506 

&nbsp

SAME ASNo Same As

&nbsp

SPONSORDurso

&nbsp

COSPNSRAngelino, Manktelow, McDonough, DeStefano

&nbsp

MLTSPNSR

&nbsp

Amd §425, V & T L

&nbsp

Establishes a penalty for interfering with the repossession of certain collateral vehicles.

Go to top A05506 Actions:

BILL NOA05506 

&nbsp

02/14/2025referred to transportation

01/07/2026referred to transportation

Go to topA05506 Committee&nbspVotes:

Go to topA05506 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA05506 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 5506

 2025-2026 Regular Sessions

 IN ASSEMBLY

 February 14, 2025
 ___________

 Introduced by M. of A. DURSO -- read once and referred to the Committee
 on Transportation

 AN ACT to amend the vehicle and traffic law, in relation to establishing
 a penalty for interfering with the repossession of certain vehicles

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Section 425 of the vehicle and traffic law, the section
 2 heading and subdivision 2 as amended by chapter 183 of the laws of 1973
 3 and subdivision 1 as amended by chapter 473 of the laws of 2018, is
 4 amended to read as follows:
 5 § 425. Repossession of motor vehicle or motorcycle; garageman's lien;
 6 notice to police. 1. [Any person, firm or corporation, or agent, employ-
 7 ee or representative thereof, repossessing or retaking a motor vehicle
 8 or motorcycle pursuant to the provisions of article nine of the uniform
 9 commercial code, or other authority of law, or any contract or agree-
 10 ment,] For the purposes of this section:
 11 (a) "Collateral" shall mean a motor vehicle or motorcycle being repos-
 12 sessed pursuant to the provisions of article nine of the uniform commer-
 13 cial code, or other authority of law.
 14 (b) "Repossessor" shall mean any person, firm or corporation, or
 15 agent, employee or representative thereof, repossessing or retaking
 16 collateral pursuant to the provisions of article nine of the uniform
 17 commercial code, or other authority of law, or any contract or agree-
 18 ment.
 19 (c) "Repossession is complete" shall mean:
 20 (i) the repossessor gaining entry to the collateral;
 21 (ii) the collateral becoming connected to the tow truck or the
 22 repossessor's tow vehicle;
 23 (iii) the repossessor moving the entire collateral present; or
 24 (iv) the repossessor gaining control of the collateral.

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD05427-01-5

 A. 5506 2

 1 2. A repossessor shall, immediately following such repossession or
 2 retaking, personally appear at a station house or other office of the
 3 police department, or agency or officer performing like functions, in
 4 the locality wherein such repossession or retaking occurred, give notice
 5 to such department, agency or officer of such repossession or retaking
 6 and thereafter and within twenty-four hours of the tenth day after such
 7 repossession or retaking personally deliver or mail by first class mail
 8 to the nearest motor vehicle office of the state or county acting as an
 9 agent of the commissioner pursuant to section two hundred five of this
 10 chapter[,]: (a) notice of such repossession or retaking in such form as
 11 the commissioner may require; and (b) the number plates of such motor
 12 vehicle or motorcycle. Notice of such repossession or retaking, includ-
 13 ing the name and address of the [person, firm or corporation repossess-
 14 ing or retaking the same] repossessor, shall also be given within twen-
 15 ty-four hours thereof to the owner of [such motor vehicle or motorcycle]
 16 the collateral, either personally or by registered or certified mail, or
 17 by first class mail, with a certificate of mailing properly endorsed by
 18 the postal service to be obtained, directed to such owner at [his or
 19 her] their last-known address. Unless the [motor vehicle or motorcycle]
 20 collateral can be repossessed or retaken without breach of the peace, it
 21 shall be repossessed or retaken by legal process, but nothing herein
 22 contained shall be construed to authorize a violation of the crimi

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