Illinois HB 3771: INS CD-PUBLIC ADJUSTERS

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104TH GENERAL ASSEMBLY 
State of Illinois 
2025 and 2026
HB3771

Introduced 2/18/2025, by Rep. Harry Benton 

SYNOPSIS AS INTRODUCED:

215 ILCS 5/1575

215 ILCS 5/1590

 Amends the Public Adjusters Article of the Illinois Insurance Code. Removes provisions allowing a public adjuster to have a direct or indirect financial interest in an aspect of the claim if the public adjuster provides the insured a written disclosure. Makes conforming changes.

LRB104 10433 BAB 20508 b

A BILL FOR

HB3771LRB104 10433 BAB 20508 b

1 AN ACT concerning regulation.

2 Be it enacted by the People of the State of Illinois, 

3represented in the General Assembly:

4 Section 5. The Illinois Insurance Code is amended by 

5changing Sections 1575 and 1590 as follows:

6 (215 ILCS 5/1575)

7 Sec. 1575. Contract between public adjuster and insured.

8 (a) Public adjusters shall ensure that all contracts for 

9their services are in writing and contain the following terms:

10 (1) legible full name of the adjuster signing the 

11 contract, as specified in Department records;

12 (2) permanent home state business address, email 

13 address, and phone number;

14 (3) license number;

15 (4) title of "Public Adjuster Contract";

16 (5) the insured's full name, street address, insurance 

17 company name, and policy number, if known or upon 

18 notification;

19 (6) a description of the loss and its location;

20 (7) description of services to be provided to the 

21 insured;

22 (8) signatures of the public adjuster and the insured;

23 (9) date and time the contract was signed by the 

HB3771- 2 -LRB104 10433 BAB 20508 b

1 public adjuster and date and time the contract was signed 

2 by the insured;

3 (10) attestation language stating that the public 

4 ad