Florida SB 114: Tax Exemption for Diapers and Incontinence Products

Bill Text

114 
Continuity of Care in Health Insurance Contracts 
2025-10-07T07:43:47Z 
Requiring that contracts between a health insurer and a contracted health care practitioner require a specified notice; requiring a health insurer and a health care practitioner to allow certain policyholders to continue coverage and care for a specified timeframe; requiring that certain health maintenance organization contracts require a specified notice; requiring a health maintenance organization and a treating provider to allow certain subscribers to continue coverage and care for a specified timeframe, etc. 
Original Filed Version 
2026 
S 
2026-07-01T00:00:00Z 
GB 
General Bill 
__ 

 Florida Senate - 2026 SB 114 

 By Senator Jones 

 34-00378-26 2026114__ 
 1 A bill to be entitled 
 2 An act relating to continuity of care in health 
 3 insurance contracts; amending s. 627.6474, F.S.; 
 4 requiring that contracts between a health insurer and 
 5 a contracted health care practitioner require a 
 6 specified notice; specifying requirements for such 
 7 notice; authorizing the Financial Services Commission 
 8 to adopt rules; providing administrative penalties; 
 9 requiring a health insurer and a health care 
 10 practitioner to allow certain policyholders to 
 11 continue coverage and care for a specified timeframe; 
 12 requiring the insurer and the health care practitioner 
 13 to be bound by the terminated contract under certain 
 14 circumstances; specifying that changes to the contract 
 15 made within a specified timeframe are effective only 
 16 under certain circumstances; amending s. 641.315, 
 17 F.S.; requiring that certain health maintenance 
 18 organization contracts require a specified notice; 
 19 specifying requirements for such notice; authorizing 
 20 the commission to adopt rules; providing 
 21 administrative penalties; amending s. 641.51, F.S.; 
 22 requiring a health maintenance organization and a 
 23 treating provider to allow certain subscribers to 
 24 continue coverage and care for a specified timeframe; 
 25 deleting construction; providing an effective date. 
 26 
 27 Be It Enacted by the Legislature of the State of Florida: 
 28 
 29 Section 1. Subsections (4) and (5) are added to section 
 30 627.6474, Florida Statutes, to read: 
 31 627.6474 Provider contracts.— 
 32 (4)(a) A contract between a health insurer and a contracted 
 33 health care practitioner as defined in s. 456.001 must require 
 34 the health insurer and the contracted health care practitioner 
 35 to issue a joint written notice to each affected policyholder at 
 36 least 60 days before the effective date of the cancellation or 
 37 termination of the contract. The notice must be written in plain 
 38 language and include all of the following: 
 39 1. An explanation of the policyholder’s rights regarding 
 40 continuation of care and coverage. 
 41 2. Applicable timelines for transition of care. 
 42 3. Contact information for the insurer, the practitioner, 
 43 and the office for questions or complaints. 
 44 (b) The commission may adopt rules to administer paragraph 
 45 (a). The office may impose an administrative fine of up to 
 46 $5,000 for each violation to a health insurer or contracted 
 47 health care practitioner that fails to comply with paragraph 
 48 (a). 
 49 (5) When a contract between an insurer and a treating 
 50 health care practitioner as defined in s. 456.001 is terminated 
 51 for any reason, the insurer and the health care practitioner 
 52 must allow policyholders for whom treatment was active to 
 53 continue coverage and care, through completion of treatment of a 
 54 condition for which the policyholder was receiving care at the 
 55 time of the termination, until the policyholder selects another 
 56 treating health care practitioner, or during the next open 
 57 enrollment period offered by the organization, whichever is 
 58 longer, but not longer than 6 months after termination of the 
 59 contract. The insurer and the health care practitioner shall 
 60 allow a policyholder who has initiated a course of prenatal 
 61 care, regardless of the trimester in which care was initiated, 
 62 to continue care and coverage until completion of postpartum 
 63 care. For care continued under this subsection, the insurer and 
 64 the health care practitioner shall continue to be bound by the 
 65 terms of the terminated contract. Changes made within 30 days 
 66 before termination of a contract are effective only if agreed to 
 67 by both the insurer and the practitioner. 
 68 Section 2. Paragraph (a) of subsection (2) of section 
 69 641.315, Florida Statutes, is amended to read: 
 70 641.315 Provider contracts.— 
 71 (2)(a) For all provider contracts executed after October 1, 
 72 1991, and within 180 days after October 1, 1991, for contracts 
 73 in existence as of October 1, 1991: 
 74 1. The Contracts must require the provider to give 60 days’ 
 75 advance written notice to the health maintenance organi