New York A 6778: Enacts the "accessory dwelling unit incentive act"

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A06778 Summary:

BILL NOA06778 

&nbsp

SAME ASSAME AS S10217

&nbsp

SPONSORRomero

&nbsp

COSPNSRPaulin, Davila, Burdick, Magnarelli, Schiavoni, Kelles

&nbsp

MLTSPNSR

&nbsp

Add Art 33 §§1300 - 1302, Priv Hous Fin L; amd §606, Tax L; add §463, RPT L

&nbsp

Enacts the "accessory dwelling unit incentive act" to establish the accessory dwelling unit forgivable loan program by the division of homes and community renewal; defines terms; makes related provisions.

Go to top A06778 Actions:

BILL NOA06778 

&nbsp

03/14/2025referred to housing

01/07/2026referred to housing

Go to topA06778 Committee&nbspVotes:

Go to topA06778 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA06778 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 6778

 2025-2026 Regular Sessions

 IN ASSEMBLY

 March 14, 2025
 ___________

 Introduced by M. of A. ROMERO, PAULIN, DAVILA, BURDICK, MAGNARELLI --
 read once and referred to the Committee on Housing

 AN ACT to amend the private housing finance law, the tax law and the
 real property tax law, in relation to enacting the accessory dwelling
 unit incentive act

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Short title. This act shall be known and may be cited as
 2 the "accessory dwelling unit incentive act".
 3 § 2. The private housing finance law is amended by adding a new arti-
 4 cle 33 to read as follows:
 5 ARTICLE 33
 6 ACCESSORY DWELLING UNIT FORGIVABLE LOAN PROGRAM

 7 Section 1300. Legislative findings and purpose.
 8 1301. Definitions.
 9 1302. Accessory dwelling unit forgivable loan program.
 10 § 1300. Legislative findings and purpose. The legislature hereby finds
 11 that according to a 2019 report from the state comptroller, millions of
 12 renters and homeowners in our state struggle with high housing costs. As
 13 of 2017, nearly 2.8 million New York households faced housing costs that
 14 were 30 percent or more of their income, a commonly accepted benchmark
 15 for housing affordability. Almost half of all renters and more than one
 16 in four homeowners were in this category, according to U.S. Census
 17 Bureau data. Based on criteria used by the U.S. Department of Housing
 18 and Urban Development, more than 1.3 million households - including more
 19 than one of every four renters - were "severely burdened" by housing
 20 costs of half or more of their income. High housing costs may force
 21 families and individuals to reduce or forego other necessities. Many
 22 find it impossible to put aside savings for emergency needs, college or
 23 retirement. Some may face eviction or conclude their only choice is to

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD07885-01-5

 A. 6778 2

 1 move to lower-cost locations. Such outcomes have broader, harmful impli-
 2 cations for New York's economy.
 3 The housing affordability challenge results from a combination of
 4 factors. Statewide, median rental costs rose by nearly 13 percent, after
 5 adjusting for inflation, over the decade ending in 2017, compared to a
 6 2.5 percent increase in median household income for renters.
 7 While rental and homeowner costs are generally higher in downstate
 8 regions, the challenge of affordability extends throughout New York
 9 State. Housing affordability can be elusive for New Yorkers in urban,
 10 suburban and rural settings alike.
 11 These housing affordability challenges have only been exacerbated by
 12 the COVID-19 pandemic, with housing costs increasing and housing avail-
 13 ability decreasing, while New Yorkers face a myriad of other economic
 14 and personal challenges brought on by the pandemic. The availability of
 15 affordable housing has reached crisis proportions.
 16 One proven solution to augmenting the inventory of affordable housing
 17 is the creation of accessory dwelling units. Accessory dwelling units
 18 are attached or detached residential dwelling units that provide
 19 complete independent living facilities for one or more persons located
 20 on a lot with a proposed or existing primary residence. Such units
 21 include permanent provisions for living, sleeping, eatin