New York S 10267: Requires insurers to disclose all available endorsements for homeowners liability insurance policies

Bill Text

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S10267 Summary:

BILL NOS10267 

&nbsp

SAME ASSAME AS A11173

&nbsp

SPONSORSKOUFIS

&nbsp

COSPNSR

&nbsp

MLTSPNSR

&nbsp

Add §3463, Ins L

&nbsp

Requires insurers to disclose all available endorsements for homeowners' liability insurance policies with plain language descriptions of the coverage added by each endorsement as part of the application process.

Go to top S10267 Actions:

BILL NOS10267 

&nbsp

05/11/2026REFERRED TO INSURANCE

Go to topS10267 Committee&nbspVotes:

Go to topS10267 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topS10267 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 10267

 IN SENATE

 May 11, 2026
 ___________

 Introduced by Sen. SKOUFIS -- read twice and ordered printed, and when
 printed to be committed to the Committee on Insurance

 AN ACT to amend the insurance law, in relation to requiring insurers to
 disclose all available endorsements for homeowners' liability insur-
 ance policies

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. The insurance law is amended by adding a new section 3463
 2 to read as follows:
 3 § 3463. Homeowners' liability insurance; available endorsement disclo-
 4 sure. Every insurer offering a homeowners' insurance policy, as defined
 5 in section two thousand three hundred fifty-one of this chapter, shall
 6 disclose all available endorsements with plain language descriptions of
 7 the coverage added by each endorsement as part of the application proc-
 8 ess for such policy.
 9 § 2. This act shall take effect on the first of January next succeed-
 10 ing the date on which it shall have become a law and shall apply to all
 11 contracts entered into, renewed, modified or amended on or after such
 12 effective date.

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD15549-01-6

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