Illinois HB 3755: INS CD-AUTOMOBILE THEFT

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 Full Text of HB3755

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HB3755 EngrossedLRB104 09594 BAB 19659 b

1 AN ACT concerning regulation.

2 Be it enacted by the People of the State of Illinois, 

3represented in the General Assembly:

4 Section 5. The Illinois Insurance Code is amended by 

5adding Section 143.13b as follows:

6 (215 ILCS 5/143.13b new)

7 Sec. 143.13b. Coverage for motor vehicle theft. Any policy 

8of automobile insurance that carries comprehensive coverage 

9may not exclude theft coverage for the following reasons:

10 (a) Lack of evidence of forcible entry;

11 (b) The insured leaving the vehicle unlocked; or

12 (c) The insured leaving a key or key fob in the vehicle.

13Nothing in this Section prohibits a company from investigating 

14and denying a claim due to fraudulent acts. Nothing in this 

15Section prevents a company from using items (a), (b), and (c) 

16to support evidence of fraud.

17 Section 99. Effective date. This Act takes effect January 

181, 2026.

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