Minnesota SF 3338: Life insurance policies that provide coverage permission for long-term care to be authorized in certain instances

Bill Text

1.1 A bill for an act​
1.2 relating to public safety; including gift card fraud in organized retail theft; amending​
1.3 Minnesota Statutes 2024, section 609.522, subdivisions 1, 2.​
1.4 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:​
1.5 Section 1. Minnesota Statutes 2024, section 609.522, subdivision 1, is amended to read:​
1.6 Subdivision 1.Definitions.(a) As used in this section, the following terms have the​
1.7 meanings given.​
1.8 (b) "Closed-loop gift card" means a card, code, or device that is issued to a consumer​
1.9 on a prepaid basis primarily for personal, family, or household purposes in a specified​
1.10 amount, regardless of whether that amount may be increased or reloaded in exchange for​
1.11 payment, and is redeemable upon presentation by a consumer at a single merchant or group​
1.12 of affiliated merchants.​
1.13 (c) "Gift card" means a physical or digital closed-loop gift card or open-loop gift card​
1.14 that is either activated or not activated.​
1.15 (d) "Open-loop gift card" means a card, code, or device that is issued to a consumer on​
1.16 a prepaid basis primarily for personal, family, or household purposes in a specified amount,​
1.17 regardless of whether that amount may be increased or reloaded in exchange for payment,​
1.18 and is redeemable upon presentation at multiple unaffiliated merchants for goods or services​
1.19 within the payment card network.​
1.20 (b) (e) "Pattern of retail theft" means acts committed or directed by the defendant on at​
1.21 least two separate occasions in the preceding six months that would constitute a violation​
1.22 of:​
1​Section 1.​
S3338-1 1st Engrossment​SF3338 REVISOR VH​
SENATE​
STATE OF MINNESOTA​
S.F. No. 3338​NINETY-FOURTH SESSION​
(SENATE AUTHORS: DUCKWORTH, Latz, Hemmingsen-Jaeger, Gustafson and Nelson)​
OFFICIAL STATUS​D-PG​DATE​
Introduction and first reading​1724​04/09/2025​
Referred to Judiciary and Public Safety​
Author added Latz​6419​02/26/2026​
Comm report: To pass as amended​6865a​03/23/2026​
Second reading​6892​
Author added Hemmingsen-Jaeger​6993​03/25/2026​
Referred to for comparison with HF3155​
Rule 45-amend, subst. General Orders HF3155, SF indefinitely postponed​9196​04/28/2026​
Author added Gustafson​9309​04/30/2026​
Author added Nelson​9704​05/04/2026​

2.1 (1) section 609.52, subdivision 2, paragraph (a), clause (1), (3), or (4), involving retail​
2.2 merchandise;​
2.3 (2) section 609.521;​
2.4 (3) section 609.53, subdivision 1, involving retail merchandise;​
2.5 (4) section 609.582 when the building was a retail establishment; or​
2.6 (5) section 609.59.​
2.7 (c) (f) "Retail establishment" means the building where a retailer sells retail merchandise.​
2.8 (d) (g) "Retail merchandise" means all forms of tangible property, without limitation,​
2.9 held out for sale by a retailer. Tangible property includes gift cards.​
2.10 (e) (h) "Retail theft enterprise" means a group of two or more individuals with a shared​
2.11 goal involving the unauthorized removal of retail merchandise from a retailer. Retail theft​
2.12 enterprise does not require the membership of the enterprise to remain the same or that the​
2.13 same individuals participate in each offense committed by the enterprise.​
2.14 (f) (i) "Retailer" means a person or entity that sells retail merchandise.​
2.15 (g) (j) "Value" means:​
2.16 (1) in the case of property, the retail market value at the time of the theft or, if the retail​
2.17 market value cannot be ascertained, the cost of replacement of the property within a​
2.18 reasonable time after the theft.; or​
2.19 (2) in the case of a gift card, the greatest amount of economic loss the owner of the​
2.20 property might reasonably suffer, including but not limited to the full monetary face value​
2.21 or potential value for variable-load gift cards.​
2.22 Sec. 2. Minnesota Statutes 2024, section 609.522, subdivision 2, is amended to read:​
2.23 Subd. 2.Organized retail theft.A person is guilty of organized retail theft if:​
2.24 (1) the person is employed by or associated with a retail theft enterprise;​
2.25 (2) the person has previously engaged in a pattern of retail theft and intentionally commits​
2.26 an act or directs another member of the retail theft enterprise to commit an act involving​
2.27 retail merchandise that would constitute a violation of:​
2.28 (i) section 609.52, subdivision 2, paragraph (a), clause (1), (3), or (4); or​
2.29 (ii) section 609.53, subdivision 1; and​
2.30 (3) the person or another member of the retail theft enterprise:​
2​Sec. 2.​
S3338-1 1st Engrossment​SF3338 REVISOR VH​

3.1 (i) resells or intends to resell the stolen retail merchandise;​
3.2 (ii) advertises or displays any item of the stolen retail merchandise for sale; or​
3.3 (iii) returns any item of the stolen retail merchandise to a retailer for anything of value.;​
3.4 or​
3.5 (iv) tampers with the stolen retail merchandise for the purpose of obtaining anything of​
3.6 value from the retailer