Illinois HB 4552: ENHANCED PENALTIES-PHARMACIST

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104TH GENERAL ASSEMBLY 
State of Illinois 
2025 and 2026
HB4552

Introduced 1/30/2026, by Rep. Bob Morgan 

SYNOPSIS AS INTRODUCED:

See Index

 Amends the Illinois Insurance Code. Changes the title of the Urban Property Insurance Article to the Availability of Property Insurance Article. Establishes an association, which shall be commonly referred to as the Illinois FAIR ("Fair Access to Insurance Requirements") Plan Association, of all admitted insurers engaged in writing in the State, on a direct basis, basic property insurance or any basic property insurance component in multi-peril policies, including, without limitation, excess and surplus insurers, but not including farm mutual companies. Replaces all references in the Article to Industry Placement Facility or Facility with Association and all references to Inspection Bureau with Inspector. Sets forth provisions concerning participation in and management of the Association. Makes changes to provisions concerning application procedures; authorized operations for issuing policies; approval of rates; the right to appeal; reporting requirements; making of assessments; and powers of the Director of Insurance. Provides that an insurer shall, for purposes of its annual report, premium tax calculations, and all rate-making submissions, include as direct business its proportionate share of the Association's written premium, paid losses, allocated loss adjustment expense, and operating expenses. Repeals provisions concerning the Industry Placement Program; premium financing; applications for coverage of risks by the Industry Placement Facility; the Illinois Insurance Development Fund; reimbursement of the Secretary through the Fund; insolvency of companies; and a task force that review