New York A 10665: Prohibits mortgagee from refusing to accept partial mortgage payments

Bill Text

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A10665 Summary:

BILL NOA10665 

&nbsp

SAME ASNo Same As

&nbsp

SPONSORHyndman

&nbsp

COSPNSR

&nbsp

MLTSPNSR

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Add §254-e, RP L

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Prohibits mortgagee from refusing to accept partial mortgage payments from a mortgagor which does not bring the mortgagor current on such mortgagor's mortgage debt.

Go to top A10665 Actions:

BILL NOA10665 

&nbsp

03/20/2026referred to judiciary

Go to topA10665 Committee&nbspVotes:

Go to topA10665 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA10665 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 10665

 IN ASSEMBLY

 March 20, 2026
 ___________

 Introduced by M. of A. HYNDMAN -- read once and referred to the Commit-
 tee on Judiciary

 AN ACT to amend the real property law, in relation to prohibiting mort-
 gagee from refusing to accept partial mortgage payments

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. The real property law is amended by adding a new section
 2 254-e to read as follows:
 3 § 254-e. Refusal by mortgagee to accept partial mortgage payments. 1.
 4 No mortgagee shall refuse to accept a partial payment of an entire
 5 amount due from a mortgagor which does not bring the mortgagor current
 6 on such mortgagor's mortgage debt.
 7 2. The provisions of this section shall not bar any other contractual
 8 or statutory rights or remedies available to a mortgagor.
 9 § 2. This act shall take effect on the thirtieth day after it shall
 10 have become a law.

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD05143-03-6

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