New York S 9760: Relates to actions arising out of consumer debt

Bill Text

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 Speaker Carl E. Heastie

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S09760 Summary:

BILL NOS09760 

&nbsp

SAME ASSAME AS A10182-A

&nbsp

SPONSORGOUNARDES

&nbsp

COSPNSRMYRIE, SEPULVEDA

&nbsp

MLTSPNSR

&nbsp

Amd CPLR, generally; amd §§301, 401, 1911 & 2101, NYC Civ Ct Act; amd §212, Judy L; amd §1911, UCCA; amd
§1911, UDCA; amd §1911, UJCA

&nbsp

Relates to action arising out of consumer debt; defines consumer debt; replaces consumer credit transaction with such term.

Go to top S09760 Actions:

BILL NOS09760 

&nbsp

04/06/2026REFERRED TO JUDICIARY

05/19/20261ST REPORT CAL.1185

05/20/20262ND REPORT CAL.

05/21/2026ADVANCED TO THIRD READING 

06/02/2026PASSED SENATE

06/02/2026DELIVERED TO ASSEMBLY

06/02/2026referred to ways and means

06/03/2026substituted for a10182a

06/03/2026ordered to third reading rules cal.357

06/03/2026passed assembly

06/03/2026returned to senate

Go to topS09760 Committee&nbspVotes:

Go to topS09760 Floor&nbspVotes:

DATE:06/03/2026Assembly Vote YEA/NAY: 94/46Yes 

Alvarez 

Yes 

Carroll P 

No 

Friend 

No 

Lemondes 

Yes 

Pheffer Amato 

No 

Slater 

Yes 

Anderson 

Yes 

Carroll RC 

Yes 

Gallagher 

Yes 

Levenberg 

No 

Pirozzolo 

No 

Smith 

No 

Angelino 

Yes 

Cashman 

No 

Gallahan 

Yes 

Lucas 

Yes 

Powers 

No 

Smullen 

No 

Bailey 

Yes 

Chandler-Waterm 

No 

Gandolfo 

Yes 

Lunsford 

Yes 

Pretlow 

Yes 

Solages 

No 

Barclay 

No 

Chang 

Yes 

Gibbs 

Yes 

Lupardo 

No 

Ra 

Yes 

Steck 

Yes 

Barrett 

No 

Chludzinski 

No 

Giglio 

Yes 

Magnarelli 

Yes 

Raga 

Yes 

Stern 

No 

Beephan 

Yes 

Clark 

Yes 

Glick 

ER 

Maher 

Yes 

Rajkumar 

Yes 

Stirpe 

No 

Bendett 

Yes 

Colton 

Yes 

Gonzalez-Rojas 

No 

Manktelow 

Yes 

Ramos 

No 

Tague 

Yes 

Benedetto 

Yes 

Conrad 

No 

Gray 

Yes 

McDonald 

No 

Reilly 

No 

Tannousis 

Yes 

Berger 

ER 

Cook 

Yes 

Griffin 

ER 

McDonough 

Yes 

Reyes 

Yes 

Tapia 

Yes 

Bichotte Hermel 

Yes 

Cruz 

No 

Hawley 

Yes 

McMahon 

Yes 

Rivera 

Yes 

Taylor 

No 

Blankenbush 

Yes 

Cunningham 

Yes 

Hevesi 

ER 

Meeks 

Yes 

Romero 

Yes 

Torres 

No 

Blumencranz 

Yes 

Dais 

Yes 

Hooks 

No &#8225

Mikulin 

Yes 

Rosenthal 

ER 

Valdez 

No 

Bologna 

Yes 

Davila 

Yes 

Hunter 

No 

Miller 

Yes 

Rozic 

Yes 

Vanel 

ER 

Bores 

Yes 

De Los Santos 

Yes 

Hyndman 

Yes 

Mitaynes 

Yes 

Santabarbara 

Yes 

Walker 

No 

Brabenec 

No 

DeStefano 

Yes 

Jackson 

No 

Molitor 

Yes 

Sayegh 

No 

Walsh 

Yes 

Braunstein 

ER 

Dilan 

Yes 

Jacobson 

Yes 

Moreno 

Yes 

Schiavoni 

Yes 

Weprin 

Yes 

Bronson 

Yes 

Dinowitz 

No 

Jensen 

No 

Morinello 

Yes 

Seawright 

Yes 

Wieder 

No 

Brook-Krasny 

No &#8225

DiPietro 

Yes 

Kassay 

No 

Norber 

No 

Sempolinski 

Yes 

Williams 

No 

Brown EA 

No 

Durso 

Yes 

Kay 

No 

Novakhov 

Yes 

Septimo 

Yes 

Woerner 

No 

Brown K 

Yes 

Eachus 

ER 

Kelles 

Yes 

O'Pharrow 

Yes 

Shimsky 

Yes 

Wright 

Yes 

Burdick 

Yes 

Eichenstein 

Yes 

Kim 

Yes 

Otis 

Yes 

Shrestha 

Yes 

Yeger 

Yes &#8225

Burke 

Yes 

Fall 

ER 

Lasher 

No 

Palmesano 

Yes 

Simon 

Yes 

Zaccaro 

Yes 

Burroughs 

No 

Fitzpatrick 

Yes 

Lavine 

Yes 

Paulin 

Yes 

Simone 

Yes 

Zinerman 

No 

Buttenschon 

Yes 

Forrest 

ER 

Lee 

Yes 

Peoples-Stokes 

No 

Simpson 

Yes 

Mr. Speaker 

 &#8225 Indicates voting via videoconference 

Go to topS09760 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 9760

 IN SENATE

 April 6, 2026
 ___________

 Introduced by Sen. GOUNARDES -- read twice and ordered printed, and when
 printed to be committed to the Committee on Judiciary

 AN ACT to amend the civil practice law and rules, the New York city
 civil court act, the judiciary law, the uniform city court act, the
 uniform district court act and the uniform justice court act, in
 relation to redefining consumer credit transaction to consumer debt

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Section 105 of the civil practice law and rules is amended
 2 by adding a new subdivision (f-1) to read as follows:
 3 (f-1) Consumer debt. The term "consumer debt" means any obligation or
 4 alleged obligation, whether contingent or absolute, of any natural