South Carolina H 3259: First responder automobile insurance premiums

Bill Text

2025-2026 Bill 3259 Text of Previous Version (Apr. 16, 2025) - South Carolina Legislature Online 

South Carolina General Assembly
126th Session, 2025-2026

Bill 3259

Indicates Matter Stricken
Indicates New Matter

(Text matches printed bills. Document has been reformatted to meet World Wide Web specifications.)

Committee Report

April 16, 2025

H. 3259

Introduced by Reps. Pope, Gilliam, Lawson, 
Chapman, Pedalino, McCravy, M. M. Smith, Davis, Holman, B. L. Cox, Ligon and 
Gibson 

S. Printed 4/16/25--S.

Read the first time March 4, 2025

________

The committee on Senate Banking and 
Insurance

To whom was referred a Bill (H. 3259) to amend 
the South Carolina Code of Laws by adding Section 38-77-128 so as to prohibit 
insurers or agents from considering the work-related driving record of a first, 
etc., respectfully

Report:

That they have duly and carefully considered 
the same, and recommend that the same do pass:

RONNIE CROMER for Committee.

_______

A bill

TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION 
38-77-128 SO AS TO PROHIBIT INSURERS OR AGENTS FROM CONSIDERING THE 
WORK-RELATED DRIVING RECORD OF A FIRST RESPONDER IN DETERMINING THE PREMIUM 
RATE FOR THE FIRST RESPONDER'S PERSONAL AUTOMOBILE INSURANCE POLICY.

Be it enacted by the 
General Assembly of the State of South Carolina:

SECTION 1. Article 3, Chapter 77, Title 38 of the S.C. Code is 
amended by adding:

 Section 
38-77-128. (A) In determining the 
premium rates for a personal automobile insurance policy of a first responder, 
it is unlawful to consider the work-related 
driving record of a first responder if he is found to be noncontributing on the 
collision report or involved in a collision when responding to an emergency 
call.

 (B) The 
first responder must furnish a copy of the police incident report, 
investigative report, or Uniform Traffic Collision report regarding the crash 
in a timely manner to the insurance agent or insurer.

 (C) For 
purposes of this section, "first responder" means a law enforcement officer or 
firefighter employed by local, state, or federal government. An emergency 
medical technician, paramedic, volunteer law enforcement officer, or 
firefighter engaged by local, state, or federal government also is considered a 
first responder.

SECTION 2. This act takes effect upon approval 
by the Governor.

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This web page was last updated on April 16, 2025 at 07:36 PM