New York S 9082: Extends eligibility for the farm employer overtime tax credit

Bill Text

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S09082 Summary:

BILL NOS09082A

&nbsp

SAME ASSAME AS A09390-B

&nbsp

SPONSORBAILEY

&nbsp

COSPNSR

&nbsp

MLTSPNSR

&nbsp

Amd §2108, Ins L

&nbsp

Prohibits public adjusters from initiating contact with, soliciting, or approaching owners, occupants, tenants, or other affected parties regarding commercial or residential property that has sustained damage from a damaging event within forty-eight hours following such damaging event; establishes reimbursement and written notice requirements for such adjusters.

Go to top S09082 Actions:

BILL NOS09082A

&nbsp

01/29/2026REFERRED TO INSURANCE

02/24/2026AMEND (T) AND RECOMMIT TO INSURANCE

02/24/2026PRINT NUMBER 9082A

Go to topS09082 Committee&nbspVotes:

Go to topS09082 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topS09082 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 9082--A

 IN SENATE

 January 29, 2026
 ___________

 Introduced by Sen. BAILEY -- read twice and ordered printed, and when
 printed to be committed to the Committee on Insurance -- committee
 discharged, bill amended, ordered reprinted as amended and recommitted
 to said committee

 AN ACT to amend the insurance law, in relation to prohibiting public
 adjusters from contacting certain persons regarding a property that
 has sustained damage from a damaging event within forty-eight hours of
 such damaging event

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Section 2108 of the insurance law is amended by adding a
 2 new subsection (t) to read as follows:
 3 (t) (1) For the purposes of this subsection, "damaging event" shall
 4 mean any natural or human-made occurrence that results in damage to
 5 residential or commercial property, including but not limited to damage
 6 or destruction caused by flood, high water, wave action, landslide,
 7 mudslide, earthquake, fire, tornado, hurricane, cyclone, windstorm or
 8 other storm, infestation, water contamination, explosion, structural
 9 collapse, toxic release, or mechanical failure.
 10 (2) No public adjuster, or any representative thereof, shall initiate
 11 contact with, solicit, or approach any person known to be an owner,
 12 occupant, tenant, or other affected party of a residential or commercial
 13 property that has sustained damage from a damaging event within forty-
 14 eight hours following such event.
 15 (3) During such forty-eight-hour period, no public adjuster, or any
 16 representative thereof, shall come within two hundred feet of the
 17 affected property or premises except as expressly authorized in writing
 18 by the insured or property owner.
 19 (4) Any individual who is approached or solicited by a public adjus-
 20 ter, or any representative thereof, within forty-eight hours after a
 21 damaging event affecting their property shall not be liable for any fee,
 22 commission, or charge related thereto. Any fees already paid under such
 23 circumstances shall be subject to full reimbursement upon request by the
 24 individual.

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD14014-06-6

 S. 9082--A 2

 1 (5) Prior to engaging in any adjusting activity relating to a damaging
 2 event affecting residential or commercial property, every public adjus-
 3 ter, or any representative thereof, shall provide written notice to the
 4 affected owners, occupants, or tenants informing them of: (A) the prohi-
 5 bitions set forth in this subsection, including their right not to be
 6 contacted within forty-eight hours following a damaging event; (B) their
 7 right to reimbursement of any fees paid in violation thereof; and (C) on
 8 a claim-specific basis, any limitations, restrictions, or changes to
 9 communications with the insurer that may result from the insured's
 10 retention of the public adjuster or any representative thereof. Such
 11 notice shall be provided in clear and conspicuous language, in a form
 12 prescribed by the superintendent, and shall require the insured to
 13 acknowledge receipt of such notice in writing or electronically.
 14 (6) Nothing in this section shall prohibit an affected owner, occu-
 15 pant, or tenant from initiating contact wi