New York A 6753: Creates the district long-term care ombudsman council program

Bill Text

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A06753 Summary:

BILL NOA06753 

&nbsp

SAME ASNo Same As

&nbsp

SPONSORHunter

&nbsp

COSPNSRSayegh

&nbsp

MLTSPNSR

&nbsp

Add §9-e, Bank L

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Requires financial institutions to send a written notification of overdraft fees charged to account holders every 180 days.

Go to top A06753 Actions:

BILL NOA06753 

&nbsp

03/11/2025referred to banks

01/07/2026referred to banks

Go to topA06753 Committee&nbspVotes:

Go to topA06753 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA06753 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 6753

 2025-2026 Regular Sessions

 IN ASSEMBLY

 March 11, 2025
 ___________

 Introduced by M. of A. HUNTER, SAYEGH -- read once and referred to the
 Committee on Banks

 AN ACT to amend the banking law, in relation to requiring a written
 notification of overdraft fees charged to certain account holders

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. The banking law is amended by adding a new section 9-e to
 2 read as follows:
 3 § 9-e. Fees based on overdraft of account; notification. 1. Notwith-
 4 standing any other provision of law or rule or regulation to the contra-
 5 ry, any financial institution subject to the provisions of this chapter,
 6 including any bank, trust company, savings bank, savings and loan asso-
 7 ciation, credit union, mortgage broker, mortgage banker, or other
 8 investment entity, whether headquartered within or outside the state,
 9 which provides an account to a customer shall provide written notice of
 10 fees charged due to overdraft of an account every one hundred eighty
 11 days. Such notice shall include:
 12 (a) dates and amounts of overdraft fees;
 13 (b) the total amount charged;
 14 (c) information on the customer's ability to negotiate fees; and
 15 (d) a telephone number and full contact information for a represen-
 16 tative of the financial institution responsible for resolving any matter
 17 relating to such fee.
 18 2. A notification by electronic means shall satisfy the writing
 19 requirement for the purposes of this section if such option is selected
 20 by the account holder.
 21 § 2. This act shall take effect on the first of January next succeed-
 22 ing the date on which it shall have become a law.

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD08601-01-5

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