Illinois HB 3750: VEH CD-UNINSURED PENALTIES

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104TH GENERAL ASSEMBLY 
State of Illinois 
2025 and 2026
HB3750

Introduced 2/18/2025, by Rep. Ryan Spain 

SYNOPSIS AS INTRODUCED:

625 ILCS 5/3-707 from Ch. 95 1/2, par. 3-707

 Amends the Illinois Vehicle Code. Increases the penalties for operating a motor vehicle while uninsured as follows: a person convicted of 2 or more violations of uninsured driving that causes bodily harm is subject to a fine of $4,500 (currently $2,500); for a first or second offense, a person is subject to a fine in excess of $1,000 (currently $500) but not more than $2,000 (currently $1,000), and having his or her driving privileges suspended for 6 (currently 3) months which may only be reinstated after he or she pays a $500 (currently $100) reinstatement fee; and for a third or subsequent offense, a person is subject to a fine of $2,000 (currently $1,000), and having his or her driving privileges suspended for 12 (currently 6) months which may only be reinstated after he or she pays a $1,000 (currently $100) reinstatement fee. Provides that a person convicted of uninsured driving while driving with suspended license plates is subject to an additional fine of $2,000.

LRB104 09263 LNS 19321 b

A BILL FOR

HB3750LRB104 09263 LNS 19321 b

1 AN ACT concerning transportation.

2 Be it enacted by the People of the State of Illinois, 

3represented in the General Assembly:

4 Section 5. The Illinois Vehicle Code is amended by 

5changing Section 3-707 as follows:

6 (625 ILCS 5/3-707) (from Ch. 95 1/2, par. 3-707)

7 Sec. 3-707. Operation of uninsured motor vehicle - 

8penalty. 

9 (a) No person shall operate a motor vehicle in this State 

10unless the motor vehicle is covered by a liability insurance 

11policy in accordance with Section 7-601 of this Code.