New York A 1823: Relates to insurance requirements for third-party food delivery services

Status: REFERRED TO INSURANCE (as of 2026-01-07)

State: New York · Session: 2025-2026 · Bill: A 1823

Sponsors: Linda Rosenthal, Amanda Septimo, Emily Gallagher, Tony Simone

Bill Text

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A01823 Summary:

BILL NOA01823A

&nbsp

SAME ASSAME AS S09633

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SPONSORRosenthal

&nbsp

COSPNSRSimone, Gallagher, Septimo

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MLTSPNSR

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Add §2354, Ins L

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Requires bicycle delivery contractors to provide personal injury liability insurance to compensate persons injured by a bicycle delivery worker and to provide notice to delivery workers that the contractor provides personal injury liability insurance; authorizes the superintendent of financial services to promulgate rules and regulations.

Go to top A01823 Actions:

BILL NOA01823A

&nbsp

01/14/2025referred to insurance

06/10/2025amend (t) and recommit to insurance

06/10/2025print number 1823a

01/07/2026referred to insurance

Go to topA01823 Committee&nbspVotes:

Go to topA01823 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA01823 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 1823--A

 2025-2026 Regular Sessions

 IN ASSEMBLY

 January 14, 2025
 ___________

 Introduced by M. of A. ROSENTHAL, SIMONE, GALLAGHER, SEPTIMO -- read
 once and referred to the Committee on Insurance -- committee
 discharged, bill amended, ordered reprinted as amended and recommitted
 to said committee

 AN ACT to amend the insurance law, in relation to bicycle delivery work-
 er insurance personal injury liability insurance

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. The insurance law is amended by adding a new section 2354
 2 to read as follows:
 3 § 2354. Bicycle delivery worker insurance personal injury liability
 4 insurance. (a) As used in this section:
 5 (1) "bicycle delivery contractor" means a person, corporation, part-
 6 nership, sole proprietorship, or other entity that is operating in New
 7 York state using a digital network to connect BEA delivery recipients to
 8 bicycle with electric assist delivery workers;
 9 (2) "digital network" means any website, mobile application, or other
 10 internet service offered or utilized by a bicycle delivery contractor
 11 that enables deliveries by bicycle with electric assist delivery work-
 12 ers;
 13 (3) "bicycle with electric assist delivery workers" or "BEA delivery
 14 workers" means an individual who:
 15 (i) receives connections to potential BEA delivery recipients and
 16 related services through a digital network; and
 17 (ii) uses a bicycle with electric assist as defined in section one
 18 hundred two-c of the vehicle and traffic law or an electric scooter as
 19 defined in section one hundred fourteen-e of the vehicle and traffic law
 20 to offer or provide a prearranged delivery to BEA delivery recipients
 21 through a digital network in exchange for compensation or payment of a
 22 fee;

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD00726-07-5

 A. 1823--A 2

 1 (4) "bicycle with electric assist delivery recipients" or "BEA deliv-
 2 ery recipients" means a person or persons who use a digital network to
 3 connect with a BEA delivery worker who provides delivery of food or
 4 other items to points chosen by the BEA delivery recipient; and
 5 (5) "bicycle delivery contractor prearranged trip" or "trip" means the
 6 provision of delivery by a BEA delivery worker provided through the use
 7 of a digital network:
 8 (i) beginning when a BEA delivery worker accepts a BEA delivery recip-
 9 ient's request for a delivery through a digital network;
 10 (ii) continuing while the BEA delivery worker transports the requested
 11 items on a bicycle with electric assist; and
 12 (iii) ending when the last requested item is dropped off from the
 13 bicycle with electric assist and marked as completed by a BEA delivery
 14 worker on the digital network.
 15 (b) (i) All bicycle delivery contractors must provide personal injury
 16 liability insurance as defined in paragraph thirteen of subsection (a)
 17 of section one thousand one hundred thirteen of this chapter to compen-
 18 sate persons injured by a BEA delivery worker while such worker is
 19 undergoing a trip, at no more than twenty thousand dollars per incident
 20 involving a BEA delivery worker.
 21 (ii) Insurance purchased through this policy will be primary over

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