Pennsylvania HB 1516: An Act amending Title 75 (Vehicles) of the Pennsylvania Consolidated Statutes, in financial responsibility, further providing for driver improvement course discounts.

Bill Text

PRINTER'S NO. 1777
THE GENERAL ASSEMBLY OF PENNSYLVANIA
HOUSE BILL
No. 1516
Session of
2025
INTRODUCED BY BOROWSKI, MADDEN, GIRAL, HILL-EVANS, HANBIDGE,
RABB, RIVERA, MALAGARI, SANCHEZ, D. WILLIAMS, CEPEDA-FREYTIZ,
K.HARRIS AND CIRESI, MAY 29, 2025
REFERRED TO COMMITTEE ON INSURANCE, MAY 29, 2025
AN ACT
Amending Title 75 (Vehicles) of the Pennsylvania Consolidated
Statutes, in financial responsibility, further providing for
driver improvement course discounts.
The General Assembly of the Commonwealth of Pennsylvania
hereby enacts as follows:
Section 1. Section 1799.2(a) of Title 75 of the Pennsylvania
Consolidated Statutes is amended to read:
§ 1799.2. Driver improvement course discounts.
(a) Motor vehicle driver improvement course.--All insurance
companies authorized to write private passenger automobile
insurance within this Commonwealth shall provide a premium
discount for each motor vehicle on a policy under which all
named insureds [are 55 years of age or older and] have
successfully completed a motor vehicle driver improvement course
meeting the standards of the Department of Transportation. This
discount shall apply to all coverages for all policy periods
beginning within the three-year period immediately following the
successful completion of the course and shall be approved by the
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commissioner as part of the insurer's rate filing, provided that
such discount shall not be less than [5%] 10%. The successful
completion of more than one course within a three-year period
does not qualify the insured for additional discounts. The
premium discount required by this subsection may be omitted upon
demonstration to the commissioner in an insurer's rate filing
that the discount is duplicative of a driver improvement course
discount provided by the insurer.
* * *
Section 2. The amendment of 75 Pa.C.S. § 1799.2(a) shall
apply to private passenger automobile insurance policies
offered, issued or renewed in this Commonwealth on or after the
effective date of this section.
Section 3. This act shall take effect in six months.
20250HB1516PN1777 - 2 -
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