New York S 9633: Relates to insurance requirements for third-party food delivery services

Bill Text

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S09633 Summary:

BILL NOS09633 

&nbsp

SAME ASSAME AS A01823-A

&nbsp

SPONSORBAILEY

&nbsp

COSPNSR

&nbsp

MLTSPNSR

&nbsp

Add §2354, Ins L

&nbsp

Requires bicycle delivery contractors to provide personal injury liability insurance to compensate persons injured by a bicycle delivery worker and to provide notice to delivery workers that the contractor provides personal injury liability insurance; authorizes the superintendent of financial services to promulgate rules and regulations.

Go to top S09633 Actions:

BILL NOS09633 

&nbsp

03/31/2026REFERRED TO INSURANCE

Go to topS09633 Committee&nbspVotes:

Go to topS09633 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topS09633 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 9633

 IN SENATE

 March 31, 2026
 ___________

 Introduced by Sen. BAILEY -- read twice and ordered printed, and when
 printed to be committed to the Committee on Insurance

 AN ACT to amend the insurance law, in relation to bicycle delivery work-
 er insurance personal injury liability insurance

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. The insurance law is amended by adding a new section 2354
 2 to read as follows:
 3 § 2354. Bicycle delivery worker insurance personal injury liability
 4 insurance. (a) As used in this section:
 5 (1) "bicycle delivery contractor" means a person, corporation, part-
 6 nership, sole proprietorship, or other entity that is operating in New
 7 York state using a digital network to connect BEA delivery recipients to
 8 bicycle with electric assist delivery workers;
 9 (2) "digital network" means any website, mobile application, or other
 10 internet service offered or utilized by a bicycle delivery contractor
 11 that enables deliveries by bicycle with electric assist delivery work-
 12 ers;
 13 (3) "bicycle with electric assist delivery workers" or "BEA delivery
 14 workers" means an individual who:
 15 (i) receives connections to potential BEA delivery recipients and
 16 related services through a digital network; and
 17 (ii) uses a bicycle with electric assist as defined in section one
 18 hundred two-c of the vehicle and traffic law or an electric scooter as
 19 defined in section one hundred fourteen-e of the vehicle and traffic law
 20 to offer or provide a prearranged delivery to BEA delivery recipients
 21 through a digital network in exchange for compensation or payment of a
 22 fee;
 23 (4) "bicycle with electric assist delivery recipients" or "BEA deliv-
 24 ery recipients" means a person or persons who use a digital network to
 25 connect with a BEA delivery worker who provides delivery of food or
 26 other items to points chosen by the BEA delivery recipient; and

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD00726-10-6

 S. 9633 2

 1 (5) "bicycle delivery contractor prearranged trip" or "trip" means the
 2 provision of delivery by a BEA delivery worker provided through the use
 3 of a digital network:
 4 (i) beginning when a BEA delivery worker accepts a BEA delivery recip-
 5 ient's request for a delivery through a digital network;
 6 (ii) continuing while the BEA delivery worker transports the requested
 7 items on a bicycle with electric assist; and
 8 (iii) ending when the last requested item is dropped off from the
 9 bicycle with electric assist and marked as completed by a BEA delivery
 10 worker on the digital network.
 11 (b) (i) All bicycle delivery contractors must provide personal injury
 12 liability insurance as defined in paragraph thirteen of subsection (a)
 13 of section one thousand one hundred thirteen of this chapter to compen-
 14 sate persons injured by a BEA delivery worker while such worker is
 15 undergoing a trip, at no more than twenty thousand dollars per incident
 16 involving a BEA delivery worker.
 17 (ii) Insurance purchased through this policy will be primary over
 18 other applicable insurance policies and shall not include no-fault
 19 coverage.
 20 (iii) The insurance policy must be written by an insurer licensed to
 21 write insurance in this state or procured by a duly licensed excess line
 22 broker pursuant to section two th