New York A 4545: Requires insurers which issue contracts providing long term care benefits to maintain records of policies cancelled due to increased premiums

Bill Text

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A04545 Summary:

BILL NOA04545 

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SAME ASNo Same As

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SPONSORJensen

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COSPNSRTannousis, Norber, Slater, Brown K, Manktelow, Maher, Simpson, Angelino, Palmesano, Gallahan,
 Reilly, Morinello, Gray, Ra

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MLTSPNSR

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Add §664, amd §612, Tax L; amd §§206 & 268-c, add Art 48-A §§4850 - 4856, Pub Health L; add §3221-a, rpld
§213, Ins L; add §52-a, Leg L

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Provides expanded enrollment through New York state of health through tax returns (Part A); allows for enrollment through the New York state of health at any time for first-time enrollees; expands New York state of health navigator program (Part B); creates the New York health benefit and cost commission (Part C); establishes New York health care savings accounts to expand and incentivize purchasing private health insurance (Part D).

Go to top A04545 Actions:

BILL NOA04545 

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02/04/2025referred to health

01/07/2026referred to health

Go to topA04545 Committee&nbspVotes:

Go to topA04545 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA04545 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 4545

 2025-2026 Regular Sessions

 IN ASSEMBLY

 February 4, 2025
 ___________

 Introduced by M. of A. JENSEN -- read once and referred to the Committee
 on Health

 AN ACT to amend the tax law and the public health law, in relation to
 providing expanded enrollment through New York state of health through
 tax returns (Part A); to amend the public health law, in relation to
 allowing for enrollment through the New York state of health at any
 time for first-time enrollees (Part B); to amend the insurance law and
 the legislative law, in relation to creating the New York health bene-
 fit and cost commission; and to repeal section 213 of the insurance
 law relating thereto (Part C); and to amend the public health law and
 the tax law, in relation to establishing New York health care savings
 accounts to expand and incentivize purchasing private health insurance
 (Part D)

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Short title. This act shall be known and may be cited as
 2 the "real choice health act".
 3 § 2. Legislative intent. The Legislature recognizes the importance of
 4 ensuring a robust and responsive healthcare system that meets the needs
 5 and preferences of its residents. Although significant improvements have
 6 been made to reduce the number of uninsured New Yorkers and control
 7 costs, there is still substantial work to be done. However, despite the
 8 need to ensure that more New Yorkers are insured and can afford their
 9 healthcare costs, preserving individual choices in healthcare is para-
 10 mount. Although some argue that a single-payer system in the State of
 11 New York would improve access and reduce costs, doing so would eliminate
 12 important healthcare choices for many New Yorkers by creating blanket
 13 State coverage, require significant tax increases on individuals and
 14 businesses in New York, which would further perpetuate our outmigration
 15 problem, create potential domestic migration of individuals with costly
 16 adverse health issues, eliminate jobs by dismantling the health insur-

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD08297-01-5

 A. 4545 2

 1 ance industry and lead to voluntary unemployment without the need for
 2 employer-based coverage and require continued and expanded reliance on
 3 the Federal government for funding and waivers. The single-payer system
 4 would place the responsibility of healthcare for all New Yorkers solely
 5 in the hands of the State, exposing healthcare needs to even more poli-
 6 tical pressures. New York State government has proven that it has diffi-
 7 culty administrating large programs effectively and without mismanage-
 8 ment, with both the existing Medicaid program and the roll-out of legal
 9 recreational cannabis serving as important examples.
 10 Moving forward, New York should continue to improve on the positive
 11 changes in the current system that have been made thus far. Doing so
 12 would continue to enable a competitive h