Pennsylvania HB 1780: An Act amending Title 12 (Commerce and Trade) of the Pennsylvania Consolidated Statutes, providing for transparent payment fees.

Bill Text

PRINTER'S NO. 2189
THE GENERAL ASSEMBLY OF PENNSYLVANIA
HOUSE BILL
No. 1780
Session of
2025
INTRODUCED BY GUZMAN, HILL-EVANS, GIRAL, WEBSTER, SANCHEZ,
PIELLI, WAXMAN, RIVERA, FIEDLER AND CEPEDA-FREYTIZ,
AUGUST 1, 2025
REFERRED TO COMMITTEE ON CONSUMER PROTECTION, TECHNOLOGY AND
UTILITIES, AUGUST 4, 2025
AN ACT
Amending Title 12 (Commerce and Trade) of the Pennsylvania
Consolidated Statutes, providing for transparent payment
fees.
The General Assembly of the Commonwealth of Pennsylvania
hereby enacts as follows:
Section 1. Title 12 of the Pennsylvania Consolidated
Statutes is amended by adding a chapter to read:
CHAPTER 58
TRANSPARENT PAYMENT FEES
Sec.
6401. Scope of chapter.
6402. Definitions.
6403. Surcharge disclosure.
6404. Enforcement.
§ 6401. Scope of chapter.
This chapter relates to informing consumers of payment
surcharges related to the use of credit cards.
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§ 6402. Definitions.
The following words and phrases when used in this chapter
shall have the meanings given to them in this section unless the
context clearly indicates otherwise:
"Credit card surcharge." A fee charged by a merchant to a
consumer exclusively for credit card payment.
§ 6403. Surcharge disclosure.
(a) Disclosure required.--A merchant located in this
Commonwealth, or doing business with a consumer located in this
Commonwealth, shall disclose any credit card surcharge prior to
the completion of a transaction.
(b) Limit on surcharge.--The credit card surcharge may not
exceed the merchant's actual cost to process the credit card
payment.
§ 6404. Enforcement.
(a) Penalties.--A violation under this chapter shall be
subject to penalties as determined by the Bureau of Consumer
Protection in the Office of Attorney General.
(b) Deposit of penalty fees.--Any penalty fees collected
under this section shall be deposited into the General Fund.
Section 2. This act shall take effect in 120 days.
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