New York A 7891: Expands insurance coverage of in vitro fertilization

Bill Text

Bill Search and Legislative Information | New York State Assembly 

• 

• 

• 

• 

• 

• 

• 

• 

 Skip to main content 

 New York State Assembly

 Speaker Carl E. Heastie

 --> 
 --> 

 --> 

• 
 Assembly Members 

• 
 Legislative Info 

• 
 Public Hearings 

• 
 Speaker's Press 

• 
 Assembly Reports 

• 
 Committees & More 

• Bill Search Home
• Laws
• Legislative Calendar
• Public Hearing Schedule
• Assembly Calendars
• Assembly Committee Agenda 

 Javascript must be enabled to properly view this page. 

 Bill No.: 

• Summary 
• Actions 
• Committee&nbspVotes 
• Floor&nbspVotes 
• Memo 
• Text 
• LFIN 
• Chamber&nbspVideo/Transcript 
A07891 Summary:

BILL NOA07891A

&nbsp

SAME ASSAME AS S02619-A

&nbsp

SPONSORKelles

&nbsp

COSPNSR

&nbsp

MLTSPNSR

&nbsp

Amd §§3221, 4303 & 3216, Ins L

&nbsp

Removes restrictions of three-cycle coverage for in vitro fertilization; mandates individual insurance coverage of in vitro.

Go to top A07891 Actions:

BILL NOA07891A

&nbsp

04/11/2025referred to insurance

01/07/2026referred to insurance

01/08/2026amend and recommit to insurance

01/08/2026print number 7891a

Go to topA07891 Committee&nbspVotes:

Go to topA07891 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA07891 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 7891--A

 2025-2026 Regular Sessions

 IN ASSEMBLY

 April 11, 2025
 ___________

 Introduced by M. of A. KELLES -- read once and referred to the Committee
 on Insurance -- committee discharged, bill amended, ordered reprinted
 as amended and recommitted to said committee

 AN ACT to amend the insurance law, in relation to expanded coverage of
 in vitro fertilization

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Item (vii) of subparagraph (C) of paragraph 6 of subsection
 2 (k) of section 3221 of the insurance law, as amended by section 1 of
 3 part L of chapter 57 of the laws of 2019, is amended to read as follows:
 4 (vii) Every large group policy delivered or issued for delivery in
 5 this state that provides medical, major medical or similar comprehen-
 6 sive-type coverage shall provide coverage for [three cycles of in-vitro]
 7 in vitro fertilization used in the treatment of infertility. Coverage
 8 may be subject to annual deductibles and coinsurance, including copay-
 9 ments, as may be deemed appropriate by the superintendent and as are
 10 consistent with those established for other benefits within a given
 11 policy. [For purposes of this item, a "cycle" is defined as either all
 12 treatment that starts when: preparatory medications are administered for
 13 ovarian stimulation for oocyte retrieval with the intent of undergoing
 14 in-vitro fertilization using a fresh embryo transfer; or medications are
 15 administered for endometrial preparation with the intent of undergoing
 16 in-vitro fertilization using a frozen embryo transfer.]
 17 § 2. Subparagraph (G) of paragraph 3 of subsection (s) of section 4303
 18 of the insurance law, as amended by section 2 of part L of chapter 57 of
 19 the laws of 2019, is amended to read as follows:
 20 (G) Every large group contract that provides medical, major medical or
 21 similar comprehensive-type coverage shall provide coverage for [three
 22 cycles of in-vitro] in vitro fertilization used in the treatment of
 23 infertility. Coverage may be subject to annual deductibles and coinsu-
 24 rance, including copayments, as may be deemed appropriate by the super-

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD06387-02-6

 A. 7891--A 2

 1 intendent and as are consistent with those established for other bene-
 2 fits within a given contract. [For purposes of this subparagraph, a
 3 "cycle" is defined as either all treatment that starts when: preparatory
 4 medications are administered for ovarian stimulation for oocyte
 5 retrieval with the intent of undergoing in-vitro fertilization using a
 6 fresh embryo transfer; or medications are administered for endometrial
 7 preparation with the intent of undergoing in-vitro fertilization using a
 8 frozen embryo transfer.]
 9 § 3. Paragraph 13 of subsection (i) of section 3216 of the insurance
 10 law, as added by chapter 897 of the laws of 1990 and renumbered by chap-
 11 ter 131 of the laws of 1992 and subparagraph (C) as added by section 3
 12 of part L of chapter 57 of the laws of 2019, is amended to read as
 13 follows:
 14 (13) (A) Every policy which provides coverage for hospital care shall
 15 not exclude coverage for hospital care for diagnosis and treatment of
 16 correctable medical conditions otherwise covered by the policy solely
 17 because the medical condition results in infertility[.]; provided,
 18 however that:
 19 (i) subject to the provisions of subparagraph (C) of this paragraph,
 20 in no c