New York A 4696: Relates to the crime of luring a child

Bill Text

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A04696 Summary:

BILL NOA04696 

&nbsp

SAME ASSAME AS S05047

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SPONSORHunter

&nbsp

COSPNSR

&nbsp

MLTSPNSR

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Amd §4224, Ins L

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Allows for insurance providers and corporations to create and offer reward or incentive programs to eligible members.

Go to top A04696 Actions:

BILL NOA04696 

&nbsp

02/04/2025referred to insurance

01/07/2026referred to insurance

Go to topA04696 Committee&nbspVotes:

Go to topA04696 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA04696 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 4696

 2025-2026 Regular Sessions

 IN ASSEMBLY

 February 4, 2025
 ___________

 Introduced by M. of A. HUNTER -- read once and referred to the Committee
 on Insurance

 AN ACT to amend the insurance law, in relation to the offering of reward
 or incentive programs to eligible members

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Subsection (c) of section 4224 of the insurance law, as
 2 amended by chapter 496 of the laws of 2013, is amended and two new
 3 subsections (g) and (h) are added to read as follows:
 4 (c) Except as permitted by section three thousand two hundred thirty-
 5 nine of this chapter or [subsection] subsections (f), (g) and (h) of
 6 this section, no such life insurance company and no such savings and
 7 insurance bank and no officer, agent, solicitor or representative there-
 8 of and no such insurer doing in this state the business of accident and
 9 health insurance and no officer, agent, solicitor or representative
 10 thereof, and no licensed insurance broker and no employee or other
 11 representative of any such insurer, agent or broker, shall pay, allow or
 12 give, or offer to pay, allow or give, directly or indirectly, as an
 13 inducement to any person to insure, or shall give, sell or purchase, or
 14 offer to give, sell or purchase, as such inducement, or interdependent
 15 with any policy of life insurance or annuity contract or policy of acci-
 16 dent and health insurance, any stocks, bonds, or other securities, or
 17 any dividends or profits accruing or to accrue thereon, or any valuable
 18 consideration or inducement whatever not specified in such policy or
 19 contract other than any valuable consideration, including but not limit-
 20 ed to merchandise or periodical subscriptions, not exceeding twenty-five
 21 dollars in value; nor shall any person in this state knowingly receive
 22 as such inducement, any rebate of premium or policy fee or any special
 23 favor or advantage in the dividends or other benefits to accrue on any
 24 such policy or contract, or knowingly receive any paid employment or

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD05810-01-5

 A. 4696 2

 1 contract for services of any kind, or any valuable consideration or
 2 inducement whatever which is not specified in such policy or contract.
 3 (g) (1) Notwithstanding subsection (c) of this section, an insurer
 4 licensed to write accident and health insurance in this state or a
 5 corporation organized pursuant to article forty-three of this chapter or
 6 a health maintenance organization certified pursuant to article forty-
 7 four of the public health law may offer an incentive or reward program
 8 to support wellness, primary and preventative care, population health,
 9 care coordination, case management, disease management, mental health
 10 and substance use disorder treatment initiatives, evidenced-based treat-
 11 ment, or quality and cost containment initiatives. With the exception
 12 of incentives or rewards related to wellness programs governed by
 13 section three thousand two hundred thirty-nine of this chapter, the
 14 total value of such incentives may not exceed an aggregate average value
 15 to the insured of six hundred dollars per year.
 16 (2) Wellness programs offered pursuant to section three thousand two
 17 hundred thirty-nine of this chapter and incentive or reward programs
 18 offered pursuant to this subsection may (i) target populations deter-
 19 mined based on age, sex, or health status; (ii) be offered for a limited
 20 period or duration that does not align w