Illinois SB 2724: INS-DECEPTIVE PRACTICES

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104TH GENERAL ASSEMBLY 
State of Illinois 
2025 and 2026
SB2724

Introduced 10/28/2025, by Sen. Julie A. Morrison 

SYNOPSIS AS INTRODUCED:

215 ILCS 5/424 from Ch. 73, par. 1031

 Amends the Illinois Insurance Code. Provides that, unless certain conditions are met, it is an unfair method of competition and an unfair and deceptive act or practice in the business of insurance to solicit an individual who is over the age of 65, as described in provisions concerning an individual who has executed a health care power of attorney or has a medical condition, such as dementia, that reduces the person's capacity to make informed decisions independently, (instead of to solicit an individual who is over the age of 65) to purchase accident or health insurance. Effective January 1, 2026.

LRB104 16011 RPS 29263 b

A BILL FOR

SB2724LRB104 16011 RPS 29263 b

1 AN ACT concerning regulation.

2 Be it enacted by the People of the State of Illinois, 

3represented in the General Assembly:

4 Section 5. The Illinois Insurance Code is amended by 

5changing Section 424 as follows:

6 (215 ILCS 5/424) (from Ch. 73, par. 1031)

7 (Text of Section before amendment by P.A. 104-55)

8 Sec. 424. Unfair methods of competition and unfair or 

9deceptive acts or practices defined. The following are hereby 

10defined as unfair methods of competition and unfair and 

11deceptive acts or practices in the business of insurance:

12 (1) The commission by any person of any one or more of 

13 the acts defined or prohibited by Sections 134, 143.24c, 

14 147, 148, 149, 151, 155.22, 155.22a, 155.42, 236, 237, 

15 364, 469, and 513b1 of this Code.

16 (2) Entering into any agreement to commit, or by any 

17 concerted action committing, any act of boycott, coercion