New York S 5461: Relates to homeowner natural disaster preparedness, home safety and loss prevention courses

Bill Text

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S05461 Summary:

BILL NOS05461A

&nbsp

SAME ASSAME AS A00182-A

&nbsp

SPONSORCOMRIE

&nbsp

COSPNSRMYRIE

&nbsp

MLTSPNSR

&nbsp

Amd §2346, Ins L

&nbsp

Requires the department of financial services to fulfill certain requirements to implement homeowner natural disaster preparedness, home safety and loss prevention courses.

Go to top S05461 Actions:

BILL NOS05461A

&nbsp

02/21/2025REFERRED TO INSURANCE

03/24/20251ST REPORT CAL.587

03/25/20252ND REPORT CAL.

03/26/2025ADVANCED TO THIRD READING 

06/13/2025COMMITTED TO RULES

01/07/2026REFERRED TO INSURANCE

01/28/2026AMEND AND RECOMMIT TO INSURANCE

01/28/2026PRINT NUMBER 5461A

02/09/2026REPORTED AND COMMITTED TO FINANCE

04/28/20261ST REPORT CAL.848

04/29/20262ND REPORT CAL.

05/04/2026ADVANCED TO THIRD READING 

06/05/2026COMMITTED TO RULES

Go to topS05461 Committee&nbspVotes:

Go to topS05461 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topS05461 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 5461--A

 2025-2026 Regular Sessions

 IN SENATE

 February 21, 2025
 ___________

 Introduced by Sen. COMRIE -- read twice and ordered printed, and when
 printed to be committed to the Committee on Insurance -- recommitted
 to the Committee on Insurance in accordance with Senate Rule 6, sec. 8
 -- committee discharged, bill amended, ordered reprinted as amended
 and recommitted to said committee

 AN ACT to amend the insurance law, in relation to homeowner natural
 disaster preparedness, home safety and loss prevention courses

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Subparagraphs 3 and 4 of paragraph (a) and paragraph (d) of
 2 subsection 5 of section 2346 of the insurance law, as added by section 2
 3 of part BB of chapter 54 of the laws of 2016, are amended and a new
 4 paragraph (e) is added to read as follows:
 5 (3) "Homeowner natural disaster preparedness, home safety and loss
 6 prevention course" means a natural disaster preparedness, home safety
 7 and loss prevention course that has been submitted to the superintendent
 8 for [their information and review] approval by an applicant, and which
 9 has been approved by the superintendent, pursuant to paragraph (d) of
 10 this subsection. Such course [may] shall provide useful information to
 11 participants on items including, but not limited to: courses of action
 12 that can be taken before, during and after the occurrence of a natural
 13 disaster, strategies to reduce risk exposure to insured residential
 14 property owners and renters, and information about the installation of
 15 equipment, devices or other capital improvements to real property which
 16 can help to eliminate or mitigate damage to real or personal property,
 17 personal injury or the loss of life caused by a natural disaster or
 18 other insurable event or occurrence of a fire, theft, burglary, personal
 19 injury or property damage.
 20 (4) "Applicant" means an insurer, or any other person, agency or
 21 organization which submits a proposed homeowner natural disaster
 22 preparedness, home safety and loss prevention course to the superinten-

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD00156-03-6

 S. 5461--A 2

 1 dent for [their information and review] approval pursuant to paragraph
 2 (d) of this subsection, and who or which is prepared and able to offer
 3 such course to insureds upon the approval thereof.
 4 (d) The superintendent may establish, by rule or otherwise, standards
 5 or guidelines to be used by the superintendent when reviewing the
 6 proposed homeowner natural disaster preparedness, home safety and loss
 7 prevention courses. Every such course submitted by an applicant to the
 8 superintendent for approval must be reviewed and shall be subject to
 9 approval by the superintendent.
 10 (e) The department shall issue a request for proposal for the homeown-
 11 er natural disaster preparedness, home safety and loss prevention cours-
 12 es described pursuant to this subsection. On or before March first, two
 13 thousand twenty-seven, the department shall submit a request for state
 14 funding in order to effectuate the provisi