New York A 1271: Prohibits discrimination in the issuance of certain insurance policies based upon inquiries in which loss or damage is revealed

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A01271 Summary:

BILL NOA01271 

&nbsp

SAME ASNo Same As

&nbsp

SPONSORPeoples-Stokes

&nbsp

COSPNSR

&nbsp

MLTSPNSR

&nbsp

Add §2619, Ins L

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Prohibits discrimination in the issuance of certain insurance policies based upon inquiries in which loss or damage is revealed.

Go to top A01271 Actions:

BILL NOA01271 

&nbsp

01/09/2025referred to insurance

01/07/2026referred to insurance

Go to topA01271 Committee&nbspVotes:

Go to topA01271 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA01271 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 1271

 2025-2026 Regular Sessions

 IN ASSEMBLY

 January 9, 2025
 ___________

 Introduced by M. of A. PEOPLES-STOKES -- read once and referred to the
 Committee on Insurance

 AN ACT to amend the insurance law, in relation to discrimination based
 on inquiries

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. The insurance law is amended by adding a new section 2619
 2 to read as follows:
 3 § 2619. Discrimination based on inquiries. (a) No insurer shall report
 4 to an insurance support organization or company that collects and main-
 5 tains claims history reports from insurers, any inquiry about a policy,
 6 including any inquiry in which loss or damage is revealed under a home-
 7 owners', personal lines fire, or non-business motor vehicle insurance
 8 policy.
 9 (b) No insurer shall refuse to issue or renew a homeowners', personal
 10 lines fire, or non-business motor vehicle insurance policy, impose or
 11 offer a higher rate or premium for any such policy, or assign to a more
 12 expensive affiliate, rating tier or category, an insured or applicant
 13 for any such policy on the basis of any inquiry about a policy, includ-
 14 ing any inquiry in which loss or damage is revealed to the insurer or
 15 any previous insurers, or on the basis of any such inquiry reported to
 16 or recorded by an insurance support organization or company that
 17 collects and maintains claims history reports from insurers.
 18 § 2. This act shall take effect on the thirtieth day after it shall
 19 have become a law.

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD02979-01-5

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