New York S 9230: Provides insurance coverage for perimenopausal and menopausal care and treatment

Bill Text

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S09230 Summary:

BILL NOS09230 

&nbsp

SAME ASNo Same As

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SPONSORSCARCELLA-SPANTON

&nbsp

COSPNSR

&nbsp

MLTSPNSR

&nbsp

Amd §§3216, 3221 & 4303, Ins L

&nbsp

Provides hospital, surgical and medical insurance coverage for perimenopausal and menopausal care and treatment.

Go to top S09230 Actions:

BILL NOS09230 

&nbsp

02/18/2026REFERRED TO WOMEN'S ISSUES

Go to topS09230 Committee&nbspVotes:

Go to topS09230 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topS09230 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 9230

 IN SENATE

 February 18, 2026
 ___________

 Introduced by Sen. SCARCELLA-SPANTON -- read twice and ordered printed,
 and when printed to be committed to the Committee on Women's Issues

 AN ACT to amend the insurance law, in relation to coverage for perimeno-
 pausal and menopausal care and treatment

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Subsection (i) of section 3216 of the insurance law is
 2 amended by adding a new paragraph 40 to read as follows:
 3 (40) (A) Every policy that provides coverage for hospital, surgical or
 4 medical care shall provide coverage for perimenopausal and menopausal
 5 care and treatment administered by a physician or other licensed health
 6 care provider. Symptoms of menstrual complications for perimenopausal
 7 and menopausal care authorized under this paragraph include, but are not
 8 limited to: irregular menstrual periods, hot flashes, chills, slowed
 9 metabolism, vaginal or bladder problems, decrease in fertility, loss of
 10 bone, increase in low-density lipoprotein cholesterol levels, and sleep
 11 disruption including night sweats.
 12 (B) For purposes of subparagraph (A) of this paragraph:
 13 (i) "Menopause" means the permanent cessation of menstruation due to
 14 loss of ovarian follicular function, where ovaries stop releasing eggs
 15 and the body produces less estrogen and progesterone.
 16 (ii) "Perimenopause" means the transition period in which a woman is
 17 near the end of her reproductive years or at the onset of menopause.
 18 (C) Such coverage required pursuant to subparagraph (A) of this para-
 19 graph may be subject to annual deductibles and coinsurance as may be
 20 deemed appropriate by the superintendent and as are consistent with
 21 those established for other benefits within a given policy.
 22 § 2. Subsection (k) of section 3221 of the insurance law is amended by
 23 adding a new paragraph 24 to read as follows:
 24 (24)(A) Every policy that provides coverage for hospital, surgical or
 25 medical care shall provide coverage for perimenopausal and menopausal
 26 care or treatment administered by a physician or other licensed health
 27 care provider. Symptoms of menstrual complications for perimenopausal
 28 and menopausal care authorized under this paragraph include, but are not

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD01048-01-5

 S. 9230 2

 1 limited to: irregular menstrual periods, hot flashes, chills, slowed
 2 metabolism, vaginal or bladder problems, decrease in fertility, loss of
 3 bone, increase in low-density lipoprotein cholesterol levels, and sleep
 4 disruption including night sweats.
 5 (B) For purposes of subparagraph (A) of this paragraph:
 6 (i) "Menopause" means the permanent cessation of menstruation due to
 7 loss of ovarian follicular function, where ovaries stop releasing eggs
 8 and the body produces less estrogen and progesterone.
 9 (ii) "Perimenopause" means the transition period in which a woman is
 10 near the end of her reproductive years or at the onset of menopause.
 11 (C) Such coverage required pursuant to subparagraph (A) of this para-
 12 graph may be subject to annual deductibles and coinsurance as may be
 13 deemed appropriate by the superintendent and as are consistent with
 14 those established for other benefits within a given policy.
 15 § 3. Section 4303 of the insurance law is amended by adding a new
 16 subsection (ww) to read as follows:
 17 (ww)(1) Any contract issued by a medical expense indemnity corpo-
 18 ration, a hospital service corporation or a health services corporation