New York A 10904: Provides that school districts, including the city school district of the city of New York, are entitled to an apportionment of state aid for the closure of schools due in response to the novel coronavirus

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A10904 Summary:

BILL NOA10904 

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SAME ASNo Same As

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SPONSORMolitor

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COSPNSRHawley, Gallahan, Maher, Chang, Brown E, Simpson, Manktelow

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MLTSPNSR

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Amd §§3216, 3221 & 4303, add §§3217-k & 4306-j, Ins L

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Enacts the "small business health plan act" which provides small businesses opportunities to provide health insurance to owners and employees by exempting such insurance from certain requirements.

Go to top A10904 Actions:

BILL NOA10904 

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04/08/2026referred to insurance

Go to topA10904 Committee&nbspVotes:

Go to topA10904 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA10904 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 10904

 IN ASSEMBLY

 April 8, 2026
 ___________

 Introduced by M. of A. MOLITOR -- read once and referred to the Commit-
 tee on Insurance

 AN ACT to amend the insurance law, in relation to enacting the "small
 business health plan act"

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Short title. This act shall be known and cited as the
 2 "small business health plan act".
 3 § 2. Subsection (h) of section 3216 of the insurance law is amended by
 4 adding a new paragraph 7 to read as follows:
 5 (7) any policy or contract offered to owners or employees of a small
 6 business, as such term is defined in section one hundred thirty-one of
 7 the economic development law, as a benefit of owning or being employed
 8 by such business.
 9 § 3. Section 3221 of the insurance law is amended by adding a new
 10 subsection (w) to read as follows:
 11 (w) This section shall not apply to any policy or contract offered to
 12 owners or employees of a small business, as such term is defined in
 13 section one hundred thirty-one of the economic development law, as a
 14 benefit of owning or being employed by such business.
 15 § 4. The insurance law is amended by adding a new section 3217-k to
 16 read as follows:
 17 § 3217-k. Small business owner and employee insurance exemption. (a)
 18 For the purposes of this section, the term "small business" shall have
 19 the same meaning as such term is defined in section one hundred thirty-
 20 one of the economic development law.
 21 (b) Notwithstanding any other provision of law to the contrary, insur-
 22 ers may offer to the owners or employees of a small business individual
 23 and/or small group accident and health insurance policies which do not
 24 provide for coverages required under this chapter where such small busi-
 25 ness is subsidizing such policies. Such policies may include riders for
 26 any coverages, including coverages required for other similar policies
 27 under this chapter.

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD15419-02-6

 A. 10904 2

 1 § 5. Section 4303 of the insurance law is amended by adding a new
 2 subsection (yy) to read as follows:
 3 (yy) This section shall not apply to any policy or contract offered to
 4 owners or employees of a small business, as such term is defined in
 5 section one hundred thirty-one of the economic development law, as a
 6 benefit of being employed by such business.
 7 § 6. The insurance law is amended by adding a new section 4306-j to
 8 read as follows:
 9 § 4306-j. Small business employee insurance exemption. (a) For the
 10 purposes of this section, the term "small business" shall have the same
 11 meaning as such term is defined in section one hundred thirty-one of the
 12 economic development law.
 13 (b) Notwithstanding any other provision of law to the contrary, insur-
 14 ers may offer to the owners or employees of a small business individual
 15 and/or small group accident and health insurance policies which do not
 16 provide for coverages required under this chapter where such small busi-
 17 ness is subsidizing such policies. Such policies may include riders for
 18 any coverages, including coverages required for other similar policies
 19 under this chapter.
 20 § 7. This act shall take effect immediately.

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